Bergen County and Ridgewood Village property record for 494 E Saddle River Rd, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 1,592 sqft · built 1952 |
| Lot Size | 0.538 acres (23,435 sqft) |
| Owner | Individual Name on File |
| Last Sale | $655,000 (Feb 2018) |
| Tax Bill | $14,008 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Feb 2018 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 51-04708-0000-00008 |
| Primary APN | 51-04708-0000-00008 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,592 sqft Living Area |
| 1st Floor Area | 1,592 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Lot Area | 23,435 sqft (0.538 acres) |
| Lot Dimensions | 110 ft deep x 215 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 494 E SADDLE RIVER RD |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-2020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R125 |
| Legal Description | .538 AC |
| Legal Subdivision | SALEM RDG SEC MAP #1 |
| Legal Block | 4708 |
| Legal Lot Number | 8 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 47100 |
494 E Saddle River Rd is owned and occupied by an individual who bought it in February 2018.
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 494 E SADDLE RIVER RD, RIDGEWOOD, NJ 07450-2020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 25, 2019 | Deed of Trust, Mortgage · ARM FAIRWAY INDEPENDENT MORTGAGE CORP |
| Feb 2, 2018 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 2, 2018 · Amount on File |
| Deed Sale | Feb 2, 2018 · Amount on File |
| Prior Sale | Jul 15, 2014 · Amount on File |
| Deed Document Number | 201818-009216 |
| Deed Book / Page | 2855 / 1479 |
| Prior Transfer Date | May 17, 1999 |
| Prior Transfer Doc | 0000131263 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 494 E SADDLE RIVER RD, RIDGEWOOD, NJ 07450-2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0034202333 |
|---|---|
| Date | Nov 25, 2019 |
| Book Page | 3420/2333 |
| Instrument | 19-082072 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Dec 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.2% |
| Type Change Date | Dec 1, 2029 |
| Index | Other |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 2, 2018 |
| Property Address | 494 E SADDLE RIVER RD, RIDGEWOOD, NJ 07450-2020 |
| Document Number | 0028551479 |
| Book / Page | 2855 / 1479 |
| Instrument Date | Jan 16, 2018 |
| Instrument | 00018-009216 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 494 E SADDLE RIVER RD, RIDGEWOOD, NJ 07450-2020 |
The 2025 property tax bill for 494 E Saddle River Rd was $14,008, up 0.7% from the year before.
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $484,700 (-) Land $309,400 Building $175,300 | $484,700 (-) Land $309,400 Building $175,300 | |
| 2025 | $14,008.00 (+0.73%) | $484,700 Land $309,400 Building $175,300 | $484,700 Land $309,400 Building $175,300 |
| 2024 | $13,906.00 | ||
| 2023 | $484,700 Land $309,400 Building $175,300 | $484,700 Land $309,400 Building $175,300 | |
| 2022 | $13,246.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 494 E Saddle River Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 80 (1980–2024) |
| Claims Outside the SFHA | 2 of 80 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 494 E Saddle River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures