Bay County property record for 511 Beth St, Panama City Beach, FL 32407
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,790 sqft · built 2018 |
| Lot Size | 0.168 acres (7,318 sqft) |
| Owner | Individual Name on File |
| Last Sale | $415,000 (Mar 2026) |
| Tax Bill | $3,569 (2025) |
| Deeds & Mortgages | Mar 2026 Sale Mar 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34046-010-000 |
| Primary APN | 34046-010-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,790 sqft Living Area |
| Gross Area | 2,190 sqft |
| 1st Floor Area | 1,530 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,318 sqft (0.168 acres) |
| Lot Dimensions | 122 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Driveway | Driveway |
| Driveway Area | 480 sqft |
| Porch | Open Porch |
| Porch Area | 235 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 511 BETH ST |
|---|---|
| City | PANAMA CITY BEACH |
| State | FL |
| Zip | 32407-2927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PCB14 |
| Legal Description | 27 3S 16W -7.1- 38A2 COM AT THE NE COR OF LOT 9 BLK 6 OF HUTCHISONS 2ND ADD TO PANAMA BEACH TH RUN SOUTH 60.12 FOR POB TH CONT S 60.12 W 122.13 N 59.06 E 121.77 TO POB ORB 4787 P 54 |
| Legal Range | 16W |
| Legal Township | 03S |
| Legal Section | 27 |
| Legal Subdivision | HUTCHISONS 2ND ADD |
| Legal Block | 6 |
| Legal Lot Number | 9 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY BEACHES |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 2711 |
511 Beth St is owned and occupied by an individual who bought it in March 2026.
Source: Bay County records, as of April 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1475 CALIPER OAK CIR, 211, MOUNT PLEASANT, SC 29464-3956 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2026 | Warranty Deed, Transfer FLORIDA R/E TITLE LLC, FLORIDA OPEN TITLE LLC |
| Mar 28, 2024 | Intrafamily Transfer, Transfer |
| Apr 7, 2021 | Warranty Deed, Transfer · Seller Carry-Back DONALD W CURRIER ETUX |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2026 · Amount on File |
| Deed Sale | Mar 30, 2026 · Amount on File |
| Prior Sale | Apr 7, 2021 · Amount on File |
| Deed Document Number | 202618815 |
| Deed Book / Page | 5018 / 440 |
| Prior Transfer Date | Mar 27, 2024 |
| Prior Transfer Doc | 0047870054 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Mar 30, 2026 |
| Property Address | 511 BETH ST, PANAMA CITY BEACH, FL 32407-2927 |
| Document Number | 0050180440 |
| Book / Page | 5018 / 440 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 2026018815 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2026 |
| Title Company | FLORIDA R/E TITLE LLC, FLORIDA OPEN TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,905.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21626 DOLPHIN AVE, PANAMA CITY BEACH, FL 32413-3305 |
| Name | Verified Name |
|---|---|
| Address | 1475 CALIPER OAK CIR APT 211, 211, MOUNT PLEASANT, SC 29464-3956 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Mar 28, 2024 |
| Property Address | 511 BETH ST, PANAMA CITY BEACH, FL 32407-2927 |
| Document Number | 0047870054 |
| Book / Page | 4787 / 54 |
| Instrument Date | Mar 27, 2024 |
| Instrument | 2024017854 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 511 BETH ST, PANAMA CITY BEACH, FL 32407-2927 |
| Name | Verified Name |
|---|---|
| Address | 511 BETH ST, PANAMA CITY BEACH, FL 32407-2927 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Apr 7, 2021 |
| Property Address | 511 BETH ST, PANAMA CITY BEACH, FL 32407-2927 |
| Document Number | 0043871835 |
| Book / Page | 4387 / 1835 |
| Instrument Date | Mar 31, 2021 |
| Instrument | 2021025589 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | SOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TTL PANAMA CITY BE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,345.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3029 NEVERLAND DR, 3029, NEW SMYRNA BEACH, FL 32168-2442 |
| Name | Verified Name |
|---|---|
| Address | 511 BETH ST, PANAMA CITY BEACH, FL 32407-2927 |
| Document Number | 0043871837 |
|---|---|
| Date | Apr 7, 2021 |
| Instrument | 4387/1837 |
| Name | DONALD W CURRIER ETUX |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 1, 2026 |
The 2025 property tax bill for 511 Beth St was $3,569 with a homeowner's exemption, down 9.5% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City Beach |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,569.00 (-9.53%) Homeowner's exemption | $365,212 Land $122,923 Building $242,289 | $365,212 Land $122,923 Building $242,289 |
| 2024 | $3,945.00 (-9.89%) | ||
| 2023 | $4,378.00 (+16.68%) | $354,869 (+8.68%) Land $114,000 Building $240,869 | $354,869 (+8.68%) Land $114,000 Building $240,869 |
| 2022 | $3,752.00 | $326,517 Land $102,000 Building $224,517 | $326,517 Land $102,000 Building $224,517 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 511 Beth St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 105 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 105 in force |
| Nearby Flood Claims | 4 (1995–2020) |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 511 Beth St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PANAMA CITY BEACH serves 67,205 people · EPA ID FL1030515 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| WOW Internet, Cable & Phone Cable · Fiber in parts of the area | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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