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505 Beth St, Panama City Beach, FL 32407 Property Records

Bay County property record for 505 Beth St, Panama City Beach, FL 32407

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,008 sqft · built 1979
Lot Size0.165 acres (7,187 sqft)
OwnerIndividual Name on Record
Last Sale$212,500 (Aug 2020)
Tax Bill$2,453 (2025)
Deeds & MortgagesAug 2020 Sale
Sep 2017 Transfer
Flood ZoneZone X (minimal risk)
APN34216-100-000

Property Details

APN / Parcel Number

Primary APN34216-100-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,008 sqft Living Area
Gross Area1,296 sqft
1st Floor Area960 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1999
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialOther
Lot Area7,187 sqft (0.165 acres)
Lot Dimensions120 ft deep x 60 ft wide
Garage TypeAttached
Garage Area288 sqft
DrivewayDriveway
Driveway Area370 sqft
PorchFlorida Room
Porch Area218 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address505 BETH ST
CityPANAMA CITY BEACH
StateFL
Zip32407-2927
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePCB14
Legal DescriptionHUTCHISONS SECOND ADD LOT 7 BLK 6 ORB 4285 P 926
Legal Range16W
Legal Township03S
Legal Section27
Legal SubdivisionHUTCHISONS SECOND ADD
Legal Block6
Legal Lot Number7
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY BEACHES
Census Block Group1
Census Block1051
Census Tract2711

Owner

Source: Bay County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address680 COUNTY ROAD 399, CULLMAN, AL 35057-3771
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2020Warranty Deed, Transfer
SETCO SERVICES LLC, SETCO SVCS LLC
Sep 5, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 11, 2020 · Amount on Record
Deed SaleAug 11, 2020 · Amount on Record
Prior SaleAug 1, 2017 · Amount on Record
Deed Document Number202052496
Deed Book / Page4285 / 926
Prior Transfer DateAug 24, 2017
Prior Transfer Doc0039331808
Record UpdatedOct 29, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateAug 11, 2020
Property Address505 BETH ST, PANAMA CITY BEACH, FL 32407-2927
Document Number0042850926
Book / Page004285 / 000926
Instrument DateAug 11, 2020
Instrument52496
Transaction TypeTransfer
Record UpdatedSep 2, 2020
Title CompanySETCO SERVICES LLC, SETCO SVCS LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address680 COUNTY ROAD 399 CULLMAN AL 350573771, CULLMAN, AL 35057-3771

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateSep 5, 2017
Property Address505 BETH ST, PANAMA CITY BEACH, FL 32407-2927
Document Number0039331808
Book / Page003933 / 001808
Instrument DateAug 24, 2017
Instrument50401
Transaction TypeTransfer
Record UpdatedSep 28, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address505 BETH ST PANAMA CITY FL 324072927, PANAMA CITY, FL 32407-2927

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City Beach
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,453.00 (-6.41%)$224,767 (+4.91%) Land $122,923 Building $101,844$224,767 (+4.91%) Land $122,923 Building $101,844
2024$2,621.00 (+2.78%)$214,239 (+1.37%) Land $118,000 Building $96,239$214,239 (+1.37%) Land $118,000 Building $96,239
2023$2,550.00 (+18.06%)$211,347 (+10.81%) Land $114,000 Building $97,347$211,347 (+10.81%) Land $114,000 Building $97,347
2022$2,160.00$190,732 Land $102,000 Building $88,732$190,732 Land $102,000 Building $88,732

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 105 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies105 in force
Nearby Flood Claims4 (1995–2020)
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PANAMA CITY BEACH
serves 67,205 people · EPA ID FL1030515
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionApr 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
WOW Internet, Cable & Phone
Cable · Fiber in parts of the area		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

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