Bay County property record for 504 Beth St, Panama City Beach, FL 32407
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,448 sqft · built 1979 |
| Lot Size | 0.166 acres (7,230 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $391 (2025) |
| Deeds & Mortgages | Oct 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 34216-090-000 |
| Primary APN | 34216-090-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,448 sqft Living Area |
| Gross Area | 1,760 sqft |
| 1st Floor Area | 1,448 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,230 sqft (0.166 acres) |
| Lot Dimensions | 121 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Driveway | Driveway |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 504 BETH ST |
|---|---|
| City | PANAMA CITY BEACH |
| State | FL |
| Zip | 32407-2927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PCB14 |
| Legal Description | HUTCHISONS 2ND ADD LOT 6 BLK 6 ORB 4475 P 679 |
| Legal Range | 16W |
| Legal Township | 03S |
| Legal Section | 27 |
| Legal Subdivision | HUTCHISONS 2ND ADD |
| Legal Block | 6 |
| Legal Lot Number | 6 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY BEACHES |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 2711 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 504 BETH ST, PANAMA CITY BEACH, FL 32407-2927 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 13, 2021 |
| Transfer Doc | 0044750679 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Oct 19, 2021 |
| Property Address | 504 BETH ST, PANAMA CITY BEACH, FL 32407-2927 |
| Document Number | 0044750679 |
| Book / Page | 4475 / 679 |
| Map Reference | MB 9 PG 51 |
| Instrument Date | Oct 13, 2021 |
| Instrument | 2021080109 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 504 BETH ST, PANAMA CITY BEACH, FL 32407-2927 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City Beach |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $391.00 (-39.75%) Homeowner's exemption | $72,255 (+5.99%) | $213,466 (+6.78%) Land $122,923 Building $90,543 |
| 2024 | $649.00 (+6.39%) | ||
| 2023 | $610.00 (+8.93%) Homeowner's exemption | $68,174 (+6.8%) | $199,908 (+19.55%) Land $114,000 Building $85,908 |
| 2022 | $560.00 Homeowner's exemption | $63,835 | $167,221 Land $102,000 Building $65,221 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 105 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 105 in force |
| Nearby Flood Claims | 4 (1995–2020) |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PANAMA CITY BEACH serves 67,205 people · EPA ID FL1030515 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| WOW Internet, Cable & Phone Cable · Fiber in parts of the area | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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