511 99th Ave W, Duluth, MN 55808 Property Records

St. Louis County property record for 511 99th Ave W, Duluth, MN 55808

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 660 sqft · built 1923
Lot Size	0.201 acres (8,754 sqft)
Owner	Individual Name on Record
Last Sale	$83,000 (Aug 2006)
Tax Bill	$1,650 (2026)
Deeds & Mortgages	Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3430-08770`

Property Details

APN / Parcel Number

Primary APN	`010-3430-08770`
Alternative APN	`806881`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	660 sqft Gross Area
1st Floor Area	660 sqft
Basement Area	330 sqft
Finished Basement	330 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	8,754 sqft (0.201 acres)
Garage Area	440 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	60 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	806881
Street Address	511 99TH AVE W
City	DULUTH
State	MN
Zip	55808-1906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 10 11 AND N 12 1/2 FT OF LOT 12 SERIAL #
Legal Subdivision	NEW DULUTH 1ST DIV
Legal Block	27
Legal Lot Number	10-12
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3045
Census Tract	3800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	511 99TH AVE W, DULUTH, MN 55808-1906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2006 · Amount on Record
Deed Sale	Aug 14, 2006 · Amount on Record
Prior Sale	Aug 14, 2006 · Amount on Record
Deed Document Number	20061026643
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	511 99TH AVE W, DULUTH, MN 55808-1906
Document Number	00T1015030
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 99TH AVE W DULUTH MN 558081906, DULUTH, MN 55808-1906

Mortgage

Document Number	00T1015030
Date	Sep 16, 2019
Instrument	T1015030

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,650.00 (+15.87%) Homeowner's exemption
2025	$1,424.00 (-7.65%) Homeowner's exemption	$147,400 (+10.58%) Land $18,300 Building $129,100	$147,400 (+10.58%) Land $18,300 Building $129,100
2024	$1,542.00	$133,300 (+6.13%) Land $18,000 Building $115,300	$133,300 (+6.13%) Land $18,000 Building $115,300
2022		$125,600 Land $20,300 Building $105,300	$125,600 Land $20,300 Building $105,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	22 (1979–2012)
Claims Outside the SFHA	5 of 22
Most Recent Claim	Jun 2012 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Airfiber.

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