510 99th Ave W, Duluth, MN 55808 Property Records

St. Louis County property record for 510 99th Ave W, Duluth, MN 55808

Property Summary

Property Type	Single Family Home
Lot Size	0.321 acres (14,002 sqft)
Owner	Individual Name on File
Tax Bill	$368 (2026)
Deeds & Mortgages	Oct 2026 Mortgage Aug 2026 Re-recorded Document + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-3430-09050`

Property Details

APN / Parcel Number

Primary APN	`010-3430-09050`
Alternative APN	`51176`

Exterior

Lot Area	14,002 sqft (0.321 acres)

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	51176
Street Address	510 99TH AVE W
City	DULUTH
State	MN
Zip	55808-1905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 5 THRU 12 SERIAL #
Legal Subdivision	NEW DULUTH 1ST DIV
Legal Block	28
Legal Lot Number	5-12
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2031
Census Tract	3800

Owner

510 99th Ave W is owned by an individual who acquired it in June 2024.

Source: St. Louis County records, as of September 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4916 MARTIN RD, DULUTH, MN 55803-9713
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Warranty Deed, Transfer · Conventional Mortgage MEMBERS COOPERATIVE CREDIT UNION
Aug 19, 2026	Re-recorded Document
Aug 19, 2026	Re-recorded Document

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 19, 2024
Transfer Doc	0001080408
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 9, 2026
Property Address	510 99TH AVE W, DULUTH, MN 55808-1905
Document Number	0001106914
Instrument Date	Sep 23, 2026
Instrument	20261106914
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	PIONEER LAND TITLE, PIONEER TITLE

Transaction

Tax	$44,995.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 99TH AVE W, DULUTH, MN 55808-1905

Mortgage

Document Number	0001106915,
Date	Oct 9, 2026
Instrument	20261106915

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2026: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	ST LOUIS MN
Recording Date	Aug 19, 2026
Property Address	510 99TH AVE W, DULUTH, MN 55808-1905
Document Number	0001538701
Instrument Date	Aug 19, 2026
Instrument	20261538701
Record Updated	Sep 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4916 MARTIN RD, DULUTH, MN 55803-9713

August 2026: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	ST LOUIS MN
Recording Date	Aug 19, 2026
Property Address	510 99TH AVE W, DULUTH, MN 55808-1905
Document Number	0001104972
Instrument Date	Aug 19, 2026
Instrument	20261104972
Record Updated	Sep 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 99TH AVE W, DULUTH, MN 55808-1905

Tax Assessment & Valuation

The 2026 property tax bill for 510 99th Ave W was $368, up 2.8% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$368.00 (+2.79%)
2025	$358.00 (-1.1%) Homeowner's exemption	$26,600 (+1.53%) Land $26,600	$26,600 (+1.53%) Land $26,600
2024	$362.00	$26,200 Land $26,200	$26,200 Land $26,200
2022		$13,100 Land $13,100	$13,100 Land $13,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 510 99th Ave W in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	27 units insured incl. 26 condo units
Nearby Flood Claims	4 (2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 510 99th Ave W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Airfiber.

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