502 99th Ave W, Duluth, MN 55808 Property Records

St. Louis County property record for 502 99th Ave W, Duluth, MN 55808

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.25 ba · 926 sqft · built 1962
Lot Size	0.16 acres (7,003 sqft)
Owner	Individual Name on Record
Tax Bill	$2,726 (2026)
Deeds & Mortgages	Dec 2019 Mortgage Feb 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-3430-09170`

Property Details

APN / Parcel Number

Primary APN	`010-3430-09170`
Alternative APN	`953466`

Interior

Bedrooms	2 Beds
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	926 sqft Gross Area
1st Floor Area	926 sqft
Basement Area	460 sqft
Finished Basement	460 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Lot Area	7,003 sqft (0.16 acres)
Garage Area	576 sqft
Pool Type	Spa / Hot Tub (No Pool)
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	953466
Street Address	502 99TH AVE W
City	DULUTH
State	MN
Zip	55808-1905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 17 AND 18 SERIAL #
Legal Subdivision	NEW DULUTH FIRST DIVISION
Legal Block	28
Legal Lot Number	17-18
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2031
Census Tract	3800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	502 99TH AVE W, DULUTH, MN 55808-1905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK/RI
Feb 21, 2019	Deed of Trust, Mortgage · Line of Credit SUPERIOR CHOICE CU
Aug 28, 2018	Deed of Trust, Mortgage · Line of Credit SUPERIOR CHOICE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 24, 2008
Transfer Doc	0000855495
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	502 99TH AVE W, DULUTH, MN 55808-1905
Document Number	00T1018873
Instrument Date	Dec 3, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 99TH AVE W DULUTH MN 558081905, DULUTH, MN 55808-1905

Mortgage

Document Number	00T1018873
Date	Dec 23, 2019
Instrument	T1018873

Lender

Name	FIRST NAT'L BK/RI
Type	Bank
Address	RIVER FALLS, WI 54022

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 22, 2034

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	502 99TH AVE W, DULUTH, MN 55808-1905
Document Number	00T1008056
Instrument Date	Feb 21, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 99TH AVE W DULUTH MN 558081905, DULUTH, MN 55808-1905

Mortgage

Document Number	00T1008056
Date	Feb 22, 2019
Instrument	T1008056

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Feb 21, 2021

Interest

Rate Type	Adjustable Rate
Rate	6%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	502 99TH AVE W, DULUTH, MN 55808-1905
Document Number	00T1002116
Instrument Date	Aug 28, 2018
Transaction Type	Mortgage
Record Updated	Oct 3, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 99TH AVE W DULUTH MN 558081905, DULUTH, MN 55808-1905

Mortgage

Document Number	00T1002116
Date	Aug 30, 2018
Instrument	T1002116

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Aug 29, 2021

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,726.00 (+15.22%) Homeowner's exemption
2025	$2,366.00 (-5.06%) Homeowner's exemption	$219,100 (+11.11%) Land $16,200 Building $202,900	$219,100 (+11.11%) Land $16,200 Building $202,900
2024	$2,492.00	$197,200 (+9.01%) Land $16,000 Building $181,200	$197,200 (+9.01%) Land $16,000 Building $181,200
2022		$180,900 Land $18,000 Building $162,900	$180,900 Land $18,000 Building $162,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	27 units insured incl. 26 condo units
Nearby Flood Claims	4 (2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Airfiber.

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