502 21st St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 502 21st St, Saint Augustine, FL 32084 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,542 sqft · built 2023
Lot Size	0.11 acres (4,791 sqft)
Owner	Company Name on File
Last Sale	$795,000 (Feb 2024)
Tax Bill	$10,549 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2024 Sale & Line of Credit + 4 more
Flood Zone	Zone AE (high risk)
APN	`146156-0020`

Property Details

APN / Parcel Number

Primary APN	`146156-0020`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	2,542 sqft Living Area
Gross Area	2,857 sqft
1st Floor Area	1,050 sqft
Flooring	Wood

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,791 sqft (0.11 acres)
Lot Width	50 ft Width
Garage Type	Attached
Garage Area	315 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	502 21ST ST
City	SAINT AUGUSTINE
State	FL
Zip	32084
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3-28 PACETTI SUB NORTH BCH LOT 2 BLK 96 OR5899/1624
Legal Range	30E
Legal Township	06S
Legal Section	44
Legal Subdivision	NORTH BEACH
Legal Block	96
Legal Lot Number	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2008
Census Tract	20603

Owner

Source: St. Johns County records · APN 146156-0020

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	655 IRWIN ST, 1034, SAN RAFAEL, CA 94901-4071
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Feb 14, 2024	Warranty Deed, Transfer · Line of Credit CITIZENS NATIONAL BANK OF TEXAS
Oct 30, 2023	Warranty Deed, Transfer
Sep 29, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 10, 2022	Warranty Deed, Transfer · Balloon Mortgage FRONT PORCH CAPITAL LLC
Sep 23, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 14, 2024 · Amount on Record
Deed Sale	Feb 14, 2024 · Amount on Record
Prior Sale	Sep 29, 2023 · Amount on Record
Deed Document Number	202411057
Deed Book / Page	5899 / 1624
Prior Transfer Date	Sep 19, 2019
Prior Transfer Doc	0048000035
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 14, 2026
Property Address	502 21ST ST, SAINT AUGUSTINE, FL 32084
Document Number	0000059980
Book / Page	6400 / 1688
Instrument Date	Jun 30, 2026
Instrument	202659980
Transaction Type	Transfer
Record Updated	Jul 24, 2026
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$579,740.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	213 COASTAL GROVE CT, PONTE VEDRA BEACH, FL 32082-3865

Mortgage

Document Number	0000059981,
Date	Jul 14, 2026
Instrument	202659981

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 14, 2024
Property Address	502 21ST ST, SAINT AUGUSTINE, FL 32084-1734
Document Number	0058991624
Book / Page	5899 / 1624
Map Reference	MB 3 PG 28
Instrument Date	Feb 12, 2024
Instrument	2024011057
Transaction Type	Transfer
Record Updated	Feb 26, 2024
Title Company	MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount Recorded
Tax	$5,565.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1148 FRUIT COVE RD, SAINT JOHNS, FL 32259-2861

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 IRWIN ST # 1034, 1034, SAN RAFAEL, CA 94901-4071

Mortgage

Document Number	0059091898
Date	Mar 05, 2024
Book Page	5909/1898
Instrument	2024016354

Lender

Name	CITIZENS NATIONAL BANK OF TEXAS
Type	Bank
Address	WAXAHACHIE, TX 75168

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	10 Months
Due	Jan 11, 2025

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 30, 2023
Property Address	502 21ST ST, SAINT AUGUSTINE, FL 32084-1734
Document Number	0058481939
Book / Page	5848 / 1939
Map Reference	MB 3 PG 28
Instrument Date	Oct 28, 2023
Instrument	2023085262
Transaction Type	Transfer
Record Updated	Feb 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	504 1ST ST # ST20, ST20, SAINT AUGUSTINE, FL 32084-1336

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6271 SAINT AUGUSTINE RD STE 24, 24, JACKSONVILLE, FL 32217-2555
Investor	Possibly a Property Investor

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 29, 2023
Property Address	502 21ST ST, SAINT AUGUSTINE, FL 32084-1734
Document Number	0058330642
Book / Page	5833 / 642
Map Reference	MB 3 PG 28
Instrument Date	Sep 28, 2023
Instrument	2023077056
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,355.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1148 FRUIT COVE RD, SAINT JOHNS, FL 32259-2861

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2915 ALVARADO AVE, JACKSONVILLE, FL 32217-2711

Mortgage

Document Number	0005833644
Date	Sep 29, 2023
Instrument	5833/644

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 10, 2022
Property Address	502 21ST ST, SAINT AUGUSTINE, FL 32084-1734
Document Number	0055121946
Book / Page	5512 / 1946
Map Reference	MB 3 PG 28
Instrument Date	Mar 01, 2022
Instrument	2022026328
Transaction Type	Transfer
Record Updated	Aug 02, 2022
Title Company	BLUE OCN TITLE, BLUE OCEAN TITLE

Transaction

Amount	Amount Recorded
Tax	$2,345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4016 3RD ST S, 4016, JACKSONVILLE, FL 32250-5848

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 21ST ST, SAINT AUGUSTINE, FL 32084-1734

Mortgage

Document Number	0055121952
Date	Mar 10, 2022
Instrument	5512/1952

Lender

Name	FRONT PORCH CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0055121948
Date	Mar 10, 2022
Book Page	5512/1948
Instrument	2022026329

Lender

Name	FRONT PORCH CAPITAL LLC
Type	Non-Lending Institution
Address	JACKSONVILLE, FL 32223

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Feb 01, 2023

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 23, 2019
Property Address	502 21ST ST, SAINT AUGUSTINE, FL 32084-1734
Document Number	0048000035
Book / Page	004800 / 000035
Instrument Date	Sep 19, 2019
Instrument	70502
Transaction Type	Transfer
Record Updated	Oct 04, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 SABAL RIDGE TRL PONTE VEDRA BEACH FL 320815701, PONTE VEDRA BEACH, FL 32081-5701

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$775,090 (+2.62%) Land $176,000 Building $599,090	$775,090 (+2.62%) Land $176,000 Building $599,090
2025	$10,549.00 (+11.37%)	$755,311 (+160.45%)	$755,311 (+160.45%) Land $159,500 Building $595,811
2024	$9,472.00 (+156.14%)
2023	$3,698.00 (+34.47%)	$290,000 (+12.58%)	$290,000 (+12.58%) Land $290,000
2022	$2,750.00	$257,600	$257,600 Land $257,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090206032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 504 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	648 units insured 144 under condo master policies
Nearby Flood Claims	163 (1999–2023)
Claims Outside the SFHA	7 of 163
Most Recent Claim	Feb 2023
Claims By Storm	Hurricane Ian, Sep 2022 · 16 claims Hurricane Irma, Sep 2017 · 34 claims Hurricane Matthew, Oct 2016 · 85 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 272 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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