511 1/2 S Saunders Ave, Sutton, NE 68979 Property Records

Clay County property record for 511 1/2 S Saunders Ave, Sutton, NE 68979

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,680 sqft · built 1910
Lot Size	0.154 acres (6,720 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Oct 2024)
Tax Bill	$1,135 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3757-00-0-77010-041-8387`

Property Details

APN / Parcel Number

Primary APN	`3757-00-0-77010-041-8387`
Alternative APN	`000838700`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,078 sqft
Basement Area	1,078 sqft
Finished Basement	1,078 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,720 sqft (0.154 acres)
Lot Dimensions	140 ft deep x 48 ft wide
Garage Type	Detached
Garage Area	504 sqft
Driveway	Driveway
Driveway Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	511 1/2 S SAUNDERS AVE
City	SUTTON
State	NE
Zip	68979-2041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOT 6 BLK 41 1ST ADD SUTTON CITY
Legal Subdivision	1ST ADD
Legal Block	41
Legal Lot Number	6
Jurisdiction	CLAY NE
Township / Civil Division	SUTTON
Census Block Group	4
Census Block	4057
Census Tract	962100

Owner

511 1/2 S Saunders Ave is owned and occupied by an individual who bought it in October 2024.

Source: Clay County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	511 1/2 S SAUNDERS AVE, SUTTON, NE 68979-2041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2024 · Amount on File
Deed Sale	Oct 8, 2024 · Amount on File
Prior Sale	Aug 7, 2020 · Amount on File
Deed Document Number	2024843
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NE
Recording Date	Aug 7, 2020
Property Address	511 1/2 S SAUNDERS AVE, SUTTON, NE 68979-2041
Document Number	000133/262
Book / Page	133 / 262
Instrument Date	Aug 4, 2020
Instrument	2020-00838
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$157.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202000839
Date	Aug 7, 2020
Instrument	2020-00839

Lender

Name	FIVEPOINT CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 511 1/2 S Saunders Ave was $1,135.

Source: Clay County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Clay County
Municipality	Sutton City
Unified School District	Sutton Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,680 (+10.89%) Land $6,720 Building $79,960	$86,680 (+10.89%) Land $6,720 Building $79,960
2025	$1,135.00	$78,165 Land $3,360 Building $74,805	$78,165 Land $3,360 Building $74,805
2023	$1,267.00	$67,845 Land $3,360 Building $64,485	$67,845 Land $3,360 Building $64,485

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 511 1/2 S Saunders Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective July 4, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 1/2 S Saunders Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUTTON serves 1,447 people · EPA ID NE3103507
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	3 ppb (2023–2025) action level 15 ppb
Copper	1.63 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Glenwood Telecommunications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Zito Media Cable	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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