Clay County property record for 508 S Saunders Ave, Sutton, NE 68979 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,892 sqft · built 1905 |
| Lot Size | 0.231 acres (10,080 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (May 2025) |
| Tax Bill | $2,089 (2025) |
| Deeds & Mortgages | Jun 2018 Construction Loan Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3757-00-0-77010-040-8380 |
| Primary APN | 3757-00-0-77010-040-8380 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,892 sqft Living Area |
| 1st Floor Area | 1,096 sqft |
| Basement Area | 780 sqft |
| Unfinished Basement | 780 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,080 sqft (0.231 acres) |
| Lot Dimensions | 140 ft deep x 72 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 300 sqft |
| Shed | 1 Shed |
| Shed Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 508 S SAUNDERS AVE |
|---|---|
| City | SUTTON |
| State | NE |
| Zip | 68979-2040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N1/2 LOT 8 & LOT 9 BLK 40 1ST ADD SUTTON CITY |
| Legal Subdivision | 1ST ADD |
| Legal Block | 40 |
| Legal Lot Number | 8,9 |
| Jurisdiction | CLAY NE |
| Township / Civil Division | SUTTON |
| Census Block Group | 4 |
| Census Block | 4056 |
| Census Tract | 962100 |
Source: Clay County records · APN 3757-00-0-77010-040-8380
Assessment roll updated March 12, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 508 S SAUNDERS AVE, SUTTON, NE 68979-2040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jun 04, 2018 | Deed of Trust, Mortgage · Construction Mortgage HEARTLAND BANK |
| Feb 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK |
| Feb 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 29, 2025 · Amount on Record |
| Deed Sale | May 29, 2025 · Amount on Record |
| Prior Sale | Jan 23, 2008 |
| Deed Document Number | 2025539 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NE |
| Property Address | 508 S SAUNDERS AVE, SUTTON, NE 68979-2040 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000253/074 |
|---|---|
| Date | Jun 04, 2018 |
| Book Page | 253/074 |
| Instrument | 2018-00519 |
| Name | HEARTLAND BANK |
|---|---|
| Type | Bank |
| Address | GENEVA, NE 68361 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NE |
| Property Address | 508 S SAUNDERS AVE, SUTTON, NE 68979-2040 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000258/136 |
|---|---|
| Date | Feb 13, 2020 |
| Book Page | 258/136 |
| Instrument | 2020-00144 |
| Name | HEARTLAND BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NE |
| Property Address | 508 S SAUNDERS AVE, SUTTON, NE 68979-2040 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000258/142 |
|---|---|
| Date | Feb 18, 2020 |
| Book Page | 258/142 |
| Instrument | 2020-00152 |
| Name | HEARTLAND BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County records · Assessment roll updated March 12, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Clay County |
| Municipality | Sutton City |
| Unified School District | Sutton Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $158,405 (+10.15%) Land $10,050 Building $148,355 | $158,405 (+10.15%) Land $10,050 Building $148,355 | |
| 2025 | $2,089.00 (-10.3%) | $143,805 (+15.35%) Land $5,025 Building $138,780 | $143,805 (+15.35%) Land $5,025 Building $138,780 |
| 2023 | $2,329.00 | $124,665 Land $5,025 Building $119,640 | $124,665 Land $5,025 Building $119,640 |
Source: FEMA National Flood Hazard Layer, Clay County (31035C), updated July 4, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 310359621004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2017, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 314 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Uniti Group | Fiber | 2,000 / 2,000 |
| Glenwood Telephone Membership | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| LTD Broadband | Fixed Wireless (licensed-by-rule) | 150 / 130 |
| Zito West Holding | Cable | 100 / 25 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AMG Technology Investment Group, Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.
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