507 S Saunders Ave, Sutton, NE 68979 Property Records

Clay County property record for 507 S Saunders Ave, Sutton, NE 68979

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,129 sqft · built 1910
Lot Size	0.231 acres (10,080 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Sep 2020)
Tax Bill	$4,180 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3757-00-0-77010-041-8385`

Property Details

APN / Parcel Number

Primary APN	`3757-00-0-77010-041-8385`
Alternative APN	`000838500`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,129 sqft Living Area
1st Floor Area	1,466 sqft
Basement Area	1,412 sqft
Finished Basement	282 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,080 sqft (0.231 acres)
Lot Dimensions	140 ft deep x 72 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	20 sqft
Deck Area	191 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	507 S SAUNDERS AVE
City	SUTTON
State	NE
Zip	68979-2041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	S1/2 LOT 3 & LOT 4 BLK 41 1ST ADD SUTTON CITY
Legal Subdivision	1ST ADD
Legal Block	41
Legal Lot Number	3,4
Jurisdiction	CLAY NE
Township / Civil Division	SUTTON
Census Block Group	4
Census Block	4057
Census Tract	962100

Owner

Source: Clay County records · APN 3757-00-0-77010-041-8385

Assessment roll updated March 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 693, SUTTON, NE 68979-0693
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 24, 2020 · Amount on Record
Deed Sale	Sep 24, 2020 · Amount on Record
Deed Document Number	20201019
Deed Book / Page	133 / 321
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NE
Recording Date	Sep 24, 2020
Property Address	507 S SAUNDERS AVE, SUTTON, NE 68979-2041
Document Number	000133/321
Book / Page	133 / 321
Instrument Date	Sep 22, 2020
Instrument	2020-01019
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	NOT AVAILABLE, ADAMS LAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202001020
Date	Sep 24, 2020
Instrument	2020-01020

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated March 12, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Clay County
Municipality	Sutton City
Unified School District	Sutton Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,170 (+8.52%) Land $10,050 Building $302,120	$312,170 (+8.52%) Land $10,050 Building $302,120
2025	$4,180.00 (-10.05%)	$287,655 (+15.68%) Land $5,025 Building $282,630	$287,655 (+15.68%) Land $5,025 Building $282,630
2023	$4,647.00	$248,670 Land $5,025 Building $243,645	$248,670 Land $5,025 Building $243,645

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (31035C), as of July 4, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 310359621004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Glenwood Telephone Membership Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130
Zito West Holding Cable	100 / 25
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group.

Based on FCC filings for 314 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NE3103507, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF SUTTON serves 1,447 people
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	3 ppb (2023–2025) action level 15 ppb
Copper	1.63 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.