5109 Downey Ave, Independence, MO 64055 Property Records

Jackson County property record for 5109 Downey Ave, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,378 sqft · built 1983
Lot Size	0.187 acres (8,126 sqft)
Owner	2 Individual Names on Record
Last Sale	$251,104 (Apr 2022)
Tax Bill	$3,322 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2018 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`34-920-02-05`

Property Details

APN / Parcel Number

Primary APN	`34-920-02-05`
Alternative APNs	`34-920-02-05-00-0-00-000` `34920020500000001` `889259`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,378 sqft Living Area
1st Floor Area	1,202 sqft
Basement Area	1,202 sqft
Finished Basement	901 sqft
Unfinished Basement	301 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,126 sqft (0.187 acres)
Lot Dimensions	125 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	30 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	889259
Street Address	5109 DOWNEY AVE
City	INDEPENDENCE
State	MO
Zip	64055-6320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY MEADOWS---LOT 230
Legal Subdivision	COUNTRY MEADOWS
Legal Block	1
Legal Lot Number	230
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1003
Census Tract	14504

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5109 DOWNEY AVE, INDEPENDENCE, MO 64055-6320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Quit Claim Deed, Transfer · Conventional Mortgage BNC NATIONAL BANK
Jul 5, 2018	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC
Jun 21, 2018	Warranty Deed, Transfer CHESTERFIELD TITLE AGENCY LLC
Apr 20, 2018	Warranty Deed, Transfer CHESTERFIELD TITLE AGENCY LLC
Feb 13, 2018	Warranty Deed, Transfer CHESTERFIELD TITLE AGENCY LLC
Aug 3, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 13, 2017	Grant Deed, Transfer KANSAS CITY TITLE
Feb 2, 2017	Warranty Deed, Transfer FAIRWAY INDEPENDENT MTG
Feb 2, 2017	Quit Claim Deed, Transfer KANSAS CITY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2022 · Amount on Record
Deed Sale	Apr 1, 2022 · Amount on Record
Prior Sale	Jul 5, 2018 · Amount on Record
Deed Document Number	2022E31021
Prior Transfer Date	Mar 28, 2022
Prior Transfer Doc	00E0031021
Record Updated	Oct 29, 2026

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 1, 2022
Property Address	5109 DOWNEY AVE, INDEPENDENCE, MO 64055-6320
Document Number	00E0031021
Instrument Date	Mar 28, 2022
Instrument	2022E0031021
Transaction Type	Transfer
Record Updated	Apr 8, 2022
Title Company	ALLIANCE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5109 DOWNEY AVE, INDEPENDENCE, MO 64055-6320

Mortgage

Document Number	00E0031022
Date	Apr 1, 2022
Instrument	2022E0031022

Lender

Name	BNC NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 5, 2018
Property Address	5109 DOWNEY AVE, INDEPENDENCE, MO 64055-6320
Document Number	0000E58554
Instrument Date	Jun 19, 2018
Instrument	58554E
Transaction Type	Transfer
Record Updated	Jul 24, 2018
Title Company	ALPHA TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5109 DOWNEY AVE INDEPENDENCE MO 640556320, INDEPENDENCE, MO 64055-6320

Mortgage

Document Number	E58704
Date	Jul 5, 2018
Instrument	58704E

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jun 21, 2018
Property Address	5109 DOWNEY AVE, INDEPENDENCE, MO 64055-6320
Document Number	0000E54032
Instrument Date	Jun 19, 2018
Instrument	54032E
Transaction Type	Transfer
Record Updated	Jul 12, 2018
Title Company	CHESTERFIELD TITLE AGENCY LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5109 DOWNEY AVE INDEPENDENCE MO 640556320, INDEPENDENCE, MO 64055-6320

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 20, 2018
Property Address	5109 DOWNEY AVE, INDEPENDENCE, MO 64055-6320
Document Number	0000E34083
Instrument Date	Apr 18, 2018
Instrument	34083E
Transaction Type	Transfer
Record Updated	May 4, 2018
Title Company	CHESTERFIELD TITLE AGENCY LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 NE SEABROOK CIR LEES SUMMIT MO 640641158, LEES SUMMIT, MO 64064-1158

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Feb 13, 2018
Property Address	5109 DOWNEY AVE, INDEPENDENCE, MO 64055-6320
Document Number	0000E11749
Instrument Date	Feb 12, 2018
Instrument	11749E
Transaction Type	Transfer
Record Updated	Feb 21, 2018
Title Company	CHESTERFIELD TITLE AGENCY LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 NE SEABROOK CIR LEES SUMMIT MO 640641158, LEES SUMMIT, MO 64064-1158

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Aug 3, 2017
Property Address	5109 DOWNEY AVE, INDEPENDENCE, MO 64055-6320
Document Number	0000E71728
Instrument Date	Aug 3, 2017
Instrument	71728E
Transaction Type	Transfer
Record Updated	Aug 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5109 DOWNEY AVE INDEPENDENCE MO 640556320, INDEPENDENCE, MO 64055-6320

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 13, 2017
Property Address	5109 DOWNEY AVE, INDEPENDENCE, MO 64055-6320
Document Number	0000E32251
Instrument Date	Feb 27, 2017
Instrument	32251E
Transaction Type	Transfer
Record Updated	Jun 23, 2017
Title Company	KANSAS CITY TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5109 DOWNEY AVE INDEPENDENCE MO 640556320, INDEPENDENCE, MO 64055-6320

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Feb 2, 2017
Property Address	5109 DOWNEY AVE, INDEPENDENCE, MO 64055-6320
Document Number	0000E09965
Instrument Date	Jan 27, 2017
Instrument	9965E
Transaction Type	Transfer
Record Updated	Feb 20, 2017
Title Company	KANSAS CITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5109 DOWNEY AVE INDEPENDENCE MO 640556320, INDEPENDENCE, MO 64055-6320

Mortgage

Document Number	E10294
Date	Feb 2, 2017
Instrument	10294E

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Feb 2, 2017
Property Address	5109 DOWNEY AVE, INDEPENDENCE, MO 64055-6320
Document Number	0000E09964
Instrument Date	Dec 20, 2016
Instrument	9964E
Transaction Type	Transfer
Record Updated	Feb 17, 2017
Title Company	KANSAS CITY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17611 E 48TH TERRACE CT S INDEPENDENCE MO 640556326, INDEPENDENCE, MO 64055-6326

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,485 (-) Land $7,100 Building $39,385	$244,660 (-)
2025	$3,322.00 (-1.45%)	$46,485 (-4.48%) Land $7,100 Building $39,385	$244,660 (-4.48%)
2024	$3,371.00 (+2.34%)
2023	$3,294.00	$48,665 Land $5,335 Building $43,330	$256,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Aug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Spectrum, Wisper ISP.

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