5101 Downey Ave, Independence, MO 64055 Property Records

Jackson County property record for 5101 Downey Ave, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,114 sqft · built 1983
Lot Size	0.245 acres (10,663 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,126 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-920-02-03`

Property Details

APN / Parcel Number

Primary APN	`34-920-02-03`
Alternative APNs	`34-920-02-03-00-0-00-000` `34920020300000001` `889257`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,114 sqft Living Area
1st Floor Area	796 sqft
Basement Area	1,316 sqft
Finished Basement	732 sqft
Unfinished Basement	584 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,663 sqft (0.245 acres)
Lot Dimensions	120 ft deep x 86 ft wide
Garage Type	Detached
Garage Area	500 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	220 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	889257
Street Address	5101 DOWNEY AVE
City	INDEPENDENCE
State	MO
Zip	64055-6320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY MEADOWS 2ND PLAT LOT 155
Legal Subdivision	COUNTRY MEADOWS 2ND PLAT
Legal Block	1
Legal Lot Number	155
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1003
Census Tract	14504

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5101 DOWNEY AVE, INDEPENDENCE, MO 64055-6320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Sep 2, 2022	Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	5101 DOWNEY AVE, INDEPENDENCE, MO 64055-6320
Transaction Type	Mortgage
Record Updated	Sep 15, 2022
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1225 W SEA AVE, INDEPENDENCE, MO 64052-4101

Mortgage

Document Number	00E0083996
Date	Sep 9, 2022
Instrument	2022E0083996

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Sep 2, 2022
Property Address	5101 DOWNEY AVE, INDEPENDENCE, MO 64055-6320
Document Number	00E0082195
Instrument Date	Aug 25, 2022
Instrument	2022E0082195
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	KANSAS CITY TITLE, KANSAS CITY TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5101 DOWNEY AVE, INDEPENDENCE, MO 64055-6320

Mortgage

Document Number	00E0083996
Date	Sep 2, 2022
Instrument	2022E0083996

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,743 (-) Land $7,499 Building $50,244	$303,910 (-)
2025	$4,126.00 (+18.63%)	$57,743 (+15%) Land $7,499 Building $50,244	$303,910 (+15%)
2024	$3,478.00 (+2.32%)
2023	$3,399.00	$50,211 Land $5,415 Building $44,796	$264,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Aug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Spectrum, Wisper ISP.

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