5105 Downey Ave, Independence, MO 64055 Property Records

Jackson County property record for 5105 Downey Ave, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,368 sqft · built 1983
Lot Size	0.187 acres (8,126 sqft)
Owner	Company Name on File
Tax Bill	$3,169 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-920-02-04`

Property Details

APN / Parcel Number

Primary APN	`34-920-02-04`
Alternative APNs	`34-920-02-04-00-0-00-000` `34920020400000001` `889258`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,368 sqft Living Area
1st Floor Area	1,202 sqft
Basement Area	1,202 sqft
Finished Basement	901 sqft
Unfinished Basement	301 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,126 sqft (0.187 acres)
Lot Dimensions	125 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	30 sqft
Deck Area	168 sqft
Patio Area	168 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	889258
Street Address	5105 DOWNEY AVE
City	INDEPENDENCE
State	MO
Zip	64055-6320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY MEADOWS LOT 231
Legal Subdivision	COUNTRY MEADOWS
Legal Block	1
Legal Lot Number	231
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1003
Census Tract	14504

Owner

5105 Downey Ave is owned by a company that acquired it in July 2022.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Company Name on File
Mailing Address	530 FASHION AVE, 1408, NEW YORK, NY 10018-4972
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 27, 2022	Warranty Deed, Transfer CONTINENTAL, CONTINENTAL TITLE COMPANY
Apr 24, 2019	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2022
Deed Sale	Jul 27, 2022
Deed Document Number	202270278
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	5105 DOWNEY AVE, INDEPENDENCE, MO 64055-6320
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5105 DOWNEY AVE AVL, INDEPENDENCE, MO 64055-6320

Mortgage

Document Number	00E0000788
Date	Jan 4, 2022
Instrument	2022E0000788

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 27, 2022
Property Address	5105 DOWNEY AVE, INDEPENDENCE, MO 64055-6320
Document Number	00E0070278
Instrument Date	Jul 21, 2022
Instrument	2022E0070278
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 FASHION AVE RM 504, 504, NEW YORK, NY 10018-4890
Investor	Possibly a Property Investor

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	5105 DOWNEY AVE, INDEPENDENCE, MO 64055-6320
Document Number	0000E30938
Instrument Date	Apr 24, 2019
Transaction Type	Mortgage
Record Updated	May 24, 2019
Title Company	ALPHA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	5105 DOWNEY AVE INDEPENDENCE MO 640556320, INDEPENDENCE, MO 64055-6320

Mortgage

Document Number	0000E30938
Date	Apr 30, 2019
Instrument	30938E

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5105 Downey Ave was $3,169, up 18.1% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,353 (-) Land $7,100 Building $37,253	$233,440 (-)
2025	$3,169.00 (+18.07%)	$44,353 Land $7,100 Building $37,253	$233,440
2024	$2,684.00 (+2.33%)
2023	$2,623.00	$38,749 Land $4,224 Building $34,525	$203,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5105 Downey Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Aug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5105 Downey Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Spectrum, Wisper ISP.

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