5107 Palmito Dr, Laredo, TX 78046 Property Records

Webb County property record for 5107 Palmito Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,054 sqft · built 2010
Lot Size	0.115 acres (4,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$173,548 (Jan 2026)
Tax Bill	$880 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2011 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`941-43004-040`

Property Details

APN / Parcel Number

Primary APN	`941-43004-040`
Alternative APN	`395453`

Interior

Stories	1 Story
Building Area	1,054 sqft Living Area
1st Floor Area	1,054 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,999 sqft (0.115 acres)
Porch	Open Porch
Porch Area	157 sqft
Storage Building	64 sqft

Location & Zoning

Street Address	5107 PALMITO DR
City	LAREDO
State	TX
Zip	78046-5003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	ELEDEN, BLOCK 4, LOT 4, UNIT XII
Legal Subdivision	ELEDEN
Legal Block	4
Legal Lot Number	4
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	3
Census Block	3005
Census Tract	1809

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5107 PALMITO DR, LAREDO, TX 78046-5003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 18, 2011	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE BANK OF NEW YORK MELLON TRUST CO NA
Jan 6, 2026	Vendor's Lien, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 18, 2011	Vendor's Lien, Transfer · FHA Mortgage HIGHLANDS RESIDENTIAL MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2026 · Amount on Record
Deed Sale	Jan 6, 2026 · Amount on Record
Prior Sale	Jan 18, 2011 · Amount on Record
Deed Document Number	20261576600
Deed Book / Page	5965 / 504
Prior Transfer Date	Jan 10, 2011
Prior Transfer Doc	003038/882
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5107 PALMITO DR, LAREDO, TX 78046-5003
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5107 PALMITO DR, LAREDO, TX 78046-5003

Mortgage

Document Number	005173/633
Date	Dec 16, 2021
Book Page	5173/633
Instrument	1451961

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	TULSA, OK 74137

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

January 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5107 PALMITO DR, LAREDO, TX 78046-5003
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003039/001
Date	Jan 18, 2011
Book Page	3039/001
Instrument	1091626

Lender

Name	THE BANK OF NEW YORK MELLON TRUST CO NA
Type	Bank
Address	IRVING, TX 75062

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2041

January 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jan 6, 2026
Property Address	5107 PALMITO DR, LAREDO, TX 78046-5003
Document Number	005965/504
Book / Page	5965 / 504
Map Reference	VOL 27 PG 90-91
Instrument Date	Jan 5, 2026
Instrument	1576600
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5107 PALMITO DR, LAREDO, TX 78046-5003

Mortgage

Document Number	0001576601
Date	Jan 6, 2026
Instrument	1576601

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

January 2011: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jan 18, 2011
Property Address	5107 PALMITO DR, LAREDO, TX 78046-5003
Document Number	003038/882
Book / Page	3038 / 882
Map Reference	MB27 PG90&91
Instrument Date	Jan 10, 2011
Instrument	1091624
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5107 PALMITO DR, LAREDO, TX 78046-5003

Mortgage

Document Number	0001091625
Date	Jan 18, 2011
Instrument	1091625

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2041

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$172,841 (-0.62%) Land $54,189 Building $118,652	$172,841 (-0.62%) Land $54,189 Building $118,652
2025	$880.00 (-16.51%)	$173,922 (+15.56%) Land $54,189 Building $119,733	$173,922 (+15.56%) Land $54,189 Building $119,733
2024	$1,054.00 (+26.53%)
2023		$150,501 Land $39,592 Building $110,909	$150,501 Land $39,592 Building $110,909
2022	$833.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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