5103 Palmito Dr, Laredo, TX 78046 Property Records

Webb County property record for 5103 Palmito Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	967 sqft · built 2008
Lot Size	0.113 acres (4,900 sqft)
Owner	Individual Name on Record
Tax Bill	$768 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2022 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`941-43004-020`

Property Details

APN / Parcel Number

Primary APN	`941-43004-020`
Alternative APN	`395451`

Interior

Stories	1 Story
Building Area	967 sqft Living Area
1st Floor Area	967 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,900 sqft (0.113 acres)
Porch	Open Porch
Porch Area	41 sqft
Storage Building	40 sqft

Location & Zoning

Street Address	5103 PALMITO DR
City	LAREDO
State	TX
Zip	78046-5003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	ELEDEN, BLOCK 4, LOT 2, UNIT XII
Legal Subdivision	ELEDEN
Legal Block	4
Legal Lot Number	2
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	3
Census Block	3005
Census Tract	1809

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5103 PALMITO DR, LAREDO, TX 78046-5003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 10, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 20, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CITY OF LAREDO
Aug 9, 2013	Deed of Trust, Mortgage · FHA Mortgage JPMORGAN CHASE BANK NA
Mar 19, 2026	Quit Claim Deed, Transfer Quitclaim
Dec 2, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 20, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CITY OF LAREDO
Dec 20, 2017	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage SECURITY NATIONAL MORTGAGE CO
May 9, 2017	Special Warranty Deed, Transfer
Mar 20, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2026
Deed Sale	Mar 19, 2026
Prior Sale	Dec 20, 2017 · Amount on Record
Deed Document Number	20261582599
Deed Book / Page	6004 / 1
Prior Transfer Date	Dec 15, 2017
Prior Transfer Doc	004344/491
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5103 PALMITO DR, LAREDO, TX 78046-5003
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5103 PALMITO DR, LAREDO, TX 78046-5003

Mortgage

Document Number	004912/172
Date	Dec 2, 2020
Book Page	4912/172
Instrument	1411893

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Jan 1, 2048

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5103 PALMITO DR, LAREDO, TX 78046-5003
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5103 PALMITO DR, LAREDO, TX 78046-5003

Mortgage

Document Number	0005230/80
Date	Mar 10, 2022
Book Page	5230/80
Instrument	1460841

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	310 Months
Due	Jan 1, 2048

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5103 PALMITO DR, LAREDO, TX 78046-5003
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004344/583
Date	Dec 20, 2017
Book Page	4344/583
Instrument	1316221

Lender

Name	CITY OF LAREDO
Type	Government Agency
Address	LAREDO, TX 78042

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

August 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5103 PALMITO DR, LAREDO, TX 78046-5003
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003482/283
Date	Aug 9, 2013
Book Page	3482/283
Instrument	1177388

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2043

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEBB TX
Recording Date	Mar 19, 2026
Property Address	5103 PALMITO DR, LAREDO, TX 78046-5003
Document Number	00006004/1
Book / Page	6004 / 1
Instrument Date	Mar 12, 2026
Instrument	1582599
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4422 MERCEDES DR, LAREDO, TX 78046-5736

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5103 PALMITO DR, LAREDO, TX 78046-5003

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5103 PALMITO DR, LAREDO, TX 78046-5003
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5103 PALMITO DR, LAREDO, TX 78046-5003

Mortgage

Document Number	4912/172
Date	Dec 2, 2020
Book Page	4912/172
Instrument	1411893

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Jan 1, 2048

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5103 PALMITO DR, LAREDO, TX 78046-5003
Transaction Type	Mortgage
Record Updated	Dec 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 1316221
Date	Dec 20, 2017
Book Page	4344/583
Instrument	1316221

Lender

Name	CITY OF LAREDO
Type	Government Agency
Address	LAREDO, TX 78042

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

December 2017: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Dec 20, 2017
Property Address	5103 PALMITO DR, LAREDO, TX 78046-5003
Document Number	004344/491
Book / Page	4344 / 491
Map Reference	VOL 27 PG 90-91
Instrument Date	Dec 15, 2017
Instrument	1316208
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2026
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	206 PALM CIR, LAREDO, TX 78041-3162

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5103 PALMITO DR, LAREDO, TX 78046-5003

Mortgage

Document Number	0001316209
Date	Dec 20, 2017
Instrument	1316209

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

May 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WEBB TX
Recording Date	May 9, 2017
Property Address	5103 PALMITO DR, LAREDO, TX 78046-5003
Document Number	004233/253
Book / Page	4233 / 253
Map Reference	VOL 27 PG 90-91
Instrument Date	Apr 27, 2017
Instrument	1296672
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 S DOUGLASS RD, ANAHEIM, CA 92806-5948

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 PALM CIR, LAREDO, TX 78041-3162

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WEBB TX
Recording Date	Mar 20, 2017
Property Address	5103 PALMITO DR, LAREDO, TX 78046-5003
Document Number	004205/345
Book / Page	4205 / 345
Map Reference	VOL 27 PG 90&91
Instrument Date	Mar 8, 2017
Instrument	1291759
Transaction Type	Foreclosure
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,071 (+1%)	$171,222 (-0.62%) Land $53,116 Building $118,106
2025	$768.00 (+10.03%) Homeowner's exemption	$151,883 (+9.18%)	$172,297 (+23.86%) Land $53,116 Building $119,181
2024	$698.00 (-9.35%)
2023		$139,107 Land $38,808 Building $100,299	$139,107 Land $38,808 Building $100,299
2022	$770.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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