5102 Palmito Dr, Laredo, TX 78046 Property Records

Webb County property record for 5102 Palmito Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,476 sqft · built 2016
Lot Size	0.121 acres (5,300 sqft)
Owner	Individual Name on Record
Tax Bill	$1,256 (2024)
Deeds & Mortgages	Jul 2020 Mortgage Feb 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`941-43001-010`

Property Details

APN / Parcel Number

Primary APN	`941-43001-010`
Alternative APN	`395430`

Interior

Stories	1 Story
Building Area	1,476 sqft Living Area
Gross Area	1,876 sqft
1st Floor Area	1,476 sqft

Exterior

Year Built	Built 2016
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,300 sqft (0.121 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	96 sqft

Location & Zoning

Account Number	395430
Old Parcel Number	94143001010
Street Address	5102 PALMITO DR
City	LAREDO
State	TX
Zip	78046-5003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELEDEN, BLOCK 1, LOT 1, UNIT XII
Legal Subdivision	ELEDEN
Legal Block	1
Legal Lot Number	1
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	3
Census Block	3003
Census Tract	1809

Owner

Source: Webb County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5102 PALMITO DR, LAREDO, TX 78046-5003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2020	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage INTERNATIONAL BANK OF COMMERCE
Feb 3, 2020	Special Warranty Deed, Transfer NOT AVAILABLE, CWCOT
Dec 18, 2019	Trustee's Deed, Foreclosure
Aug 3, 2017	Vendor's Lien, Transfer · FHA Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2020
Deed Sale	Jul 16, 2020
Prior Sale	Feb 3, 2020 · Amount on Record
Deed Document Number	1397884
Deed Book / Page	4821 / 148
Record Updated	Jun 8, 2026

July 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 16, 2020
Property Address	5102 PALMITO DR, LAREDO, TX 78046-5003
Document Number	004821/148
Book / Page	4821 / 148
Map Reference	VOL 27 PG 90&91
Instrument Date	Jul 10, 2020
Instrument	1397884
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 5, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5102 PALMITO DR, LAREDO, TX 78046-5003
Investor	Possibly a Property Investor

Mortgage

Document Number	0001397885
Date	Jul 16, 2020
Instrument	1397885

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

February 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Feb 3, 2020
Property Address	5102 PALMITO DR, LAREDO, TX 78046-5003
Document Number	004733/528
Book / Page	4733 / 528
Map Reference	VOL 27 PG 90&91
Instrument Date	Jan 3, 2020
Instrument	1383676
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	NOT AVAILABLE, CWCOT

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9380 EXCELSIOR BLVD, 9380, HOPKINS, MN 55343-3444

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 PALM CIR, LAREDO, TX 78041-3162

December 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WEBB TX
Recording Date	Dec 18, 2019
Property Address	5102 PALMITO DR, LAREDO, TX 78046-5003
Document Number	004710/564
Book / Page	4710 / 564
Map Reference	VOL 27 PG 90&91
Instrument Date	Dec 3, 2019
Instrument	1379820
Transaction Type	Foreclosure
Record Updated	Sep 5, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4801 FREDERICA ST, OWENSBORO, KY 42301-7441

August 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Aug 3, 2017
Property Address	5102 PALMITO DR, LAREDO, TX 78046-5003
Document Number	004280/553
Book / Page	4280 / 553
Map Reference	VOL 27 PG 90&91
Instrument Date	Jul 31, 2017
Instrument	1304681
Transaction Type	Transfer
Record Updated	Sep 5, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5102 PALMITO DR, LAREDO, TX 78046-5003

Mortgage

Document Number	0001304682
Date	Aug 3, 2017
Instrument	1304682

Lender

Name	INDEPENDENT BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Webb County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$220,267 (+6.86%)	$235,303 (+14.15%)
2024	$1,256.00 (+12.04%)
2023		$206,134 Land $41,552 Building $164,582	$206,134 Land $41,552 Building $164,582
2022	$1,121.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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