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5107 Appenine Loop W, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5107 Appenine Loop W, Saint Cloud, FL 34771 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2014
Square Footage3,552 sqft Living Area
Lot Size5,662 sqft (0.13 acres)
OccupancyOwner Occupied
Last Sale$525,000 (2026)
Tax Bill$6,742.00 (2025)

Property Details

APN / Parcel Number

Primary APN20-25-31-4258-0001-0150
Alternative APN
  • 253120425800010150

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area3,552 sqft Living Area
Gross Area4,309 sqft Gross Area
1st Floor1,577 sqft 1st Floor
Upper Floors1,975 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,662 sqft (0.13 acres)
Depth X Width115 ft x 50 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area621 sqft Garage
Porch Area136 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address5107 APPENINE LOOP W
CitySAINT CLOUD
StateFL
Zip34771-9214
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNARCOOSSEE VILLAGE PH 1 PB 22 PG 141-145 LOT 15
Legal Range31E
Legal Township25S
Legal Section20
Legal SubdivisionNARCOOSSEE VILLAGE PH 1
Legal Phase1
Legal Tract4258
Legal Block150
Legal Lot Number15
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3007
Census Tract43700

Owner

Source: Osceola County records · APN 20-25-31-4258-0001-0150

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5107 APPENINE LOOP W, SAINT CLOUD, FL 34771-9214
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 08, 2024Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Mar 31, 2026Warranty Deed, Transfer · Conventional Mortgage
1ST FINANCIAL INC
Sep 06, 2022Warranty Deed, Transfer · Conventional Mortgage
THE MORTGAGE FIRM INC
Apr 25, 2022Warranty Deed, Transfer
STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Oct 19, 2020Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 31, 2026 · Amount on Record
Deed SaleMar 31, 2026 · Amount on Record
Prior SaleSep 06, 2022 · Amount on Record
Deed Doc Number202642870
Deed Book / Page6947 / 58
Record RefreshedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5107 APPENINE LOOP W, SAINT CLOUD, FL 34771-9214
Transaction TypeMortgage
Record UpdatedApr 22, 2026
Title CompanyTITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0065462292
DateFeb 08, 2024
Book Page6546/2292
Instrument2024016761
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 01, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 31, 2026
Property Address5107 APPENINE LOOP W, SAINT CLOUD, FL 34771-9214
Document Number0069470058
Book / Page6947 / 58
Map ReferenceMB 22 PG 141-145
Instrument DateMar 30, 2026
Instrument2026042870
Transaction TypeTransfer
Record UpdatedApr 22, 2026
Title CompanyCOBBLESTONE TITLE SERVICES LLC, COBBLESTONE TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,675.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1169 HAPPY FOREST LOOP, DELAND, FL 32720-6549

Transferred To (Grantee/Buyer)

NameVerified Name
Address5107 APPENINE LOOP W, SAINT CLOUD, FL 34771-9214

Mortgage

Document Number0000694760
DateMar 31, 2026
Instrument6947/60
Lender
Name1ST FINANCIAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 06, 2022
Property Address5107 APPENINE LOOP W, SAINT CLOUD, FL 34771-9214
Document Number0062810270
Book / Page6281 / 270
Map ReferenceMB 22 PG 141-145
Instrument DateAug 26, 2022
Instrument2022135497
Transaction TypeTransfer
Record UpdatedSep 23, 2022
Title CompanyNOT AVAILABLE, GOLD STAR T&E INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,060.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address14947 GUAVA BAY DR, 14947, WINTER GARDEN, FL 34787-4116

Transferred To (Grantee/Buyer)

NameVerified Name
AddressIS 5107 APPENINE LOOP W, SAINT CLOUD, FL 34771

Mortgage

Document Number0006281272
DateSep 06, 2022
Instrument6281/272
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2052

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 25, 2022
Property Address5107 APPENINE LOOP W, SAINT CLOUD, FL 34771-9214
Document Number0062000895
Book / Page6200 / 895
Map ReferenceMB 22 PG 141-145
Instrument DateApr 22, 2022
Instrument2022064643
Transaction TypeTransfer
Record UpdatedMay 06, 2022
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$3,850.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2055 W COUNTY ROAD 650 S, 2055, CLAYTON, IN 46118-9022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5107 APPENINE LOOP W, SAINT CLOUD, FL 34771-9214

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 19, 2020
Property Address5107 APPENINE LOOP W, SAINT CLOUD, FL 34771-9214
Document Number0058150535
Book / Page5815 / 535
Map ReferenceMB 22 PG 141-145
Instrument DateOct 15, 2020
Instrument2020140791
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyFIRST INTERNATIONAL TTL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,660.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address8407 LAVA PL, 8407, TAMPA, FL 33615-4918

Transferred To (Grantee/Buyer)

NameVerified Name
Address5107 APPENINE LOOP W, SAINT CLOUD, FL 34771-9214

Mortgage

Document Number0005815537
DateOct 19, 2020
Instrument5815/537
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,742.00 (-4.49%) Homeowner's exemption$476,100 (-3.09%) Land $81,000 Building $395,100$476,100 (-3.09%) Land $81,000 Building $395,100
2024$7,059.00 (+1.99%)
2023$6,921.00 (+42.14%) Homeowner's exemption$491,300 (+41.46%) Land $70,200 Building $421,100$491,300 (+16.31%) Land $70,200 Building $421,100
2022$4,869.00 Homeowner's exemption$347,316$422,400 Land $64,800 Building $357,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,124 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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