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5106 Appenine Loop W, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5106 Appenine Loop W, Saint Cloud, FL 34771 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2015
Square Footage2,092 sqft Living Area
Lot Size7,405 sqft (0.17 acres)
OccupancyOwner Occupied
Last Sale$256,800 (2015)
Tax Bill$3,983.00 (2025)

Property Details

APN / Parcel Number

Primary APN20-25-31-4258-0001-0520
Alternative APN
  • 253120425800010520

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,092 sqft Living Area
Gross Area2,666 sqft Gross Area
1st Floor2,092 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,405 sqft (0.17 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area420 sqft Garage
Porch Area154 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5106 APPENINE LOOP W
CitySAINT CLOUD
StateFL
Zip34771-9213
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNARCOOSSEE VILLAGE PH 1 PB 22 PG 141-145 LOT 52
Legal Range31E
Legal Township25S
Legal Section20
Legal SubdivisionNARCOOSSEE VILLAGE PH 1
Legal Phase1
Legal Tract4258
Legal Block520
Legal Lot Number52
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3008
Census Tract43700

Owner

Source: Osceola County records · APN 20-25-31-4258-0001-0520

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5106 APPENINE LOOP W, SAINT CLOUD, FL 34771-9213
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Dec 04, 2019Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
PENNYMAC
Jan 24, 2019Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
PENNYMAC
May 26, 2017Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
PENNYMAC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 02, 2015 · Amount on Record
Deed SaleApr 02, 2015 · Amount on Record
Deed Doc Number201546460
Deed Book / Page4757 / 2925
Record RefreshedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5106 APPENINE LOOP W, SAINT CLOUD, FL 34771-9213
Transaction TypeMortgage
Record UpdatedJan 24, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address5106 APPENINE LOOP W, SAINT CLOUD, FL 34771-9213

Mortgage

Document Number0063432880
DateJan 12, 2023
Book Page6343/2880
Instrument2023004843
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term359 Months
DueDec 01, 2052

December 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address5106 APPENINE LOOP W, SAINT CLOUD, FL 34771-9213
Document Number0056530758
Instrument DateDec 04, 2019
Transaction TypeMortgage
Record UpdatedJan 30, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5106 APPENINE LOOP W ST CLOUD FL 347719213, ST CLOUD, FL 34771-9213

Mortgage

Document Number0056530758
DateJan 07, 2020
Book Page005653/000758
Instrument2156
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJan 06, 2050
Interest
Rate TypeFixed Rate
Rate4.12%

January 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address5106 APPENINE LOOP W, SAINT CLOUD, FL 34771-9213
Document Number0054810098
Instrument DateJan 24, 2019
Transaction TypeMortgage
Record UpdatedMar 13, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address5106 APPENINE LOOP W ST CLOUD FL 347719213, ST CLOUD, FL 34771-9213

Mortgage

Document Number0054810098
DateFeb 22, 2019
Book Page005481/000098
Instrument22786
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueFeb 21, 2049
Interest
Rate TypeFixed Rate
Rate5%

May 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address5106 APPENINE LOOP W, SAINT CLOUD, FL 34771-9213
Document Number0051781887
Book / Page005178 / 001887
Instrument DateMay 26, 2017
Transaction TypeMortgage
Record UpdatedAug 07, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address5106 APPENINE LOOP W ST CLOUD FL 347719213, ST CLOUD, FL 34771-9213

Mortgage

Document Number0051781887
DateJul 13, 2017
Book Page005178/001887
Instrument101772
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term336 Months
DueJul 12, 2045
Interest
Rate TypeFixed Rate
Rate3.87%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,983.00 (+7.36%) Homeowner's exemption$276,941 (+5.99%)$358,500 (-2.42%) Land $75,000 Building $283,500
2023$3,710.00 (+4.21%) Homeowner's exemption$261,299 (+3%)$367,400 (+16.08%) Land $65,000 Building $302,400
2022$3,560.00 Homeowner's exemption$253,689$316,500 Land $60,000 Building $256,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,124 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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