5104 Appenine Loop W, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5104 Appenine Loop W, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2014
Square Footage3,552 sqft Heated Area
Lot Size566 sqft (0.012 acres)
OccupancyOwner Occupied
Last Sale$518,500 (2021)
Tax Bill$6,633.00 (2025)

Property Details

APN / Parcel Number

Primary APN202531425800010530

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area3,552 sqft Heated Area
Gross Area4,353 sqft Gross Area
1st Floor1,577 sqft 1st Floor
Upper Floors1,975 sqft Upper Floors
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2014
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area566 sqft (0.012 acres)
Depth X Width115 ft x 50 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area621 sqft Garage
FenceFence
PorchOpen Porch
Porch Area180 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5104 APPENINE LOOP W
CitySAINT CLOUD
StateFL
Zip34771-9213
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNARCOOSSEE VILLAGE PH 1 PB 22 PG 141-145 LOT 53
Legal Range31E
Legal Township25S
Legal Section20
Legal SubdivisionNARCOOSSEE VILLAGE
Legal Phase1
Legal Tract4258
Legal Block1
Legal Lot Number53
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3008
Census Tract43700

Owner

Source: Osceola County records · APN 202531425800010530

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5104 APPENINE LOOP W, SAINT CLOUD, FL 34771-9213
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Dec 27, 2021Warranty Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 27, 2021 · Amount on Record
Deed SaleDec 27, 2021 · Amount on Record
Prior SaleAug 03, 2015 · Amount on Record
Deed Doc Number2021199139
Deed Book / Page6115 / 2244
Record RefreshedJun 08, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5104 APPENINE LOOP W, SAINT CLOUD, FL 34771-9213
Transaction TypeMortgage
Record UpdatedFeb 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0058340451
DateNov 17, 2020
Book Page5834/451
Instrument2020156951
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 27, 2021
Property Address5104 APPENINE LOOP W, SAINT CLOUD, FL 34771-9213
Document Number0061152244
Book / Page6115 / 2244
Map ReferenceMB 22 PG 141-145
Instrument DateDec 23, 2021
Instrument2021199139
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
Tax$3,629.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3880 N ACADEMY BLVD # BLVD213, 3880, COLORADO SPRINGS, CO 80917-5903

Transferred To (Grantee/Buyer)

NameVerified Name
Address5104 APPENINE LOOP W, SAINT CLOUD, FL 34771-9213

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,633.00 (-2.77%) Homeowner's exemption$468,200 (-3.3%) Land $75,000 Building $393,200$468,200 (-3.3%) Land $75,000 Building $393,200
2023$6,822.00 (+6.74%) Homeowner's exemption$484,200 (+16.37%) Land $65,000 Building $419,200$484,200 (+16.37%) Land $65,000 Building $419,200
2022$6,391.00$416,100 Land $60,000 Building $356,100$416,100 Land $60,000 Building $356,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,124 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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