5105 Stephens Ln, Durham, NC 27712 Property Records

Durham County property record for 5105 Stephens Ln, Durham, NC 27712

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 4,210 sqft · built 1964
Lot Size	1.67 acres (73,181 sqft)
Owner	Individual Name on Record
Last Sale	$535,000 (Nov 2021)
Tax Bill	$6,243 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0825-90-8098`

Property Details

APN / Parcel Number

Primary APN	`0825-90-8098`
Alternative APNs	`0825-90-80-9828` `082504907079` `183508`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,210 sqft Heated Area
Gross Area	6,370 sqft
1st Floor Area	2,160 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Architectural Style	Ranch
Lot Area	73,181 sqft (1.67 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	082504907079
Street Address	5105 STEPHENS LN
City	DURHAM
State	NC
Zip	27712-9753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	OAKDALE/SEC:02/LT#45-46 PART DWG/SEE ALSO 183507 PL:000043-000067
Legal Subdivision	OAKDALE
Legal Block	90
Legal Lot Number	45,46 46
Jurisdiction	DURHAM NC
Township / Civil Division	LEBANON
Census Block Group	3
Census Block	3000
Census Tract	1601

Owner

Source: Durham County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5105 STEPHENS LN, DURHAM, NC 27712-9753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2017	Deed of Trust, Mortgage · Line of Credit COASTAL FCU
Apr 30, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Nov 23, 2021	Warranty Deed, Transfer · Conventional Mortgage CORPORATE INVESTORS MORTGAGE GROUP
Mar 12, 2020	Deed of Trust, Mortgage · Line of Credit COASTAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2021 · Amount on Record
Deed Sale	Nov 23, 2021 · Amount on Record
Prior Sale	Sep 18, 2015 · Amount on Record
Deed Document Number	0009538174
Deed Book / Page	9538 / 174
Record Updated	Jun 8, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	5105 STEPHENS LN, DURHAM, NC 27712-9753
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0082520079
Date	Aug 21, 2017
Book Page	8252/079
Instrument	2017029164

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 20, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	5105 STEPHENS LN, DURHAM, NC 27712-9753
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5105 STEPHENS LN, DURHAM, NC 27712-9753

Mortgage

Document Number	0093160653
Date	Apr 30, 2021
Book Page	9316/653
Instrument	2021022031

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	294 Months
Due	Oct 1, 2045

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Nov 23, 2021
Property Address	5105 STEPHENS LN, DURHAM, NC 27712-9753
Document Number	0095380174
Book / Page	9538 / 174
Map Reference	MB 43 PG 67
Instrument Date	Nov 16, 2021
Instrument	2021059904
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,070.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	711 HICKS YARBORO RD, 711, ROXBORO, NC 27574-7026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5105 STEPHENS LN, DURHAM, NC 27712-9753

Mortgage

Document Number	2021059905
Date	Nov 23, 2021
Instrument	2021059905

Lender

Name	CORPORATE INVESTORS MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	5105 STEPHENS LN, DURHAM, NC 27712-9753
Document Number	0089010905
Instrument Date	Mar 12, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5105 STEPHENS LN DURHAM NC 277129753, DURHAM, NC 27712-9753

Mortgage

Document Number	0089010905
Date	Apr 1, 2020
Book Page	008901/000905
Instrument	10687

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 31, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Durham County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,243.00 (+26.2%)	$629,836 Land $121,760 Building $508,076	$629,836 Land $121,760 Building $508,076
2023	$4,947.00 (+24.7%)
2022	$3,967.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1984–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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