Durham County property record for 5109 Stephens Ln, Durham, NC 27712
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,003 sqft · built 2017 |
| Lot Size | 1.66 acres (72,310 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $45,000 (Nov 2016) |
| Tax Bill | $5,056 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0825-90-8188 |
| Primary APN | 0825-90-8188 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,003 sqft Heated Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Lot Area | 72,310 sqft (1.66 acres) |
| Lot Dimensions | 680 ft deep x 100 ft wide |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 5109 STEPHENS LN |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27712-9753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | OAKDALE/SEC:02/LT#47-48 PL:000043-000067 |
| Legal Subdivision | OAKDALE |
| Legal Lot Number | 47,48 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | LEBANON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 1601 |
Source: Durham County records, as of October 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5109 STEPHENS LN, DURHAM, NC 27712-9753 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 29, 2016 · Amount on Record |
| Deed Sale | Nov 29, 2016 · Amount on Record |
| Deed Document Number | 201641615 |
| Deed Book / Page | 8075 / 775 |
| Prior Transfer Date | Apr 25, 2014 |
| Prior Transfer Doc | 0074830450 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 5109 STEPHENS LN, DURHAM, NC 27712-9753 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0081510667 |
|---|---|
| Date | Mar 29, 2017 |
| Book Page | 8151/667 |
| Instrument | 2017010154 |
| Name | FIRST SOUTH BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.88% |
| Type Change Date | Apr 1, 2027 |
Source: Durham County assessment roll, as of September 23, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,056.00 (+46.13%) | $510,135 (+93.12%) Land $121,120 Building $389,015 | $510,135 (+93.12%) Land $121,120 Building $389,015 |
| 2023 | $3,460.00 (+2.37%) | $264,148 Land $52,458 Building $211,690 | $264,148 Land $52,458 Building $211,690 |
| 2022 | $3,380.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1984–2024) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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