5024 Stephens Ln, Durham, NC 27712 Property Records

Durham County property record for 5024 Stephens Ln, Durham, NC 27712

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,394 sqft · built 1991
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Apr 2014)
Tax Bill	$4,059 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0834-09-4603`

Property Details

APN / Parcel Number

Primary APN	`0834-09-4603`
Alternative APNs	`0834-09-46-0335` `083401094604` `179992`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	2,394 sqft Heated Area
1st Floor Area	788 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	147 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	256 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	5024 STEPHENS LN
City	DURHAM
State	NC
Zip	27712-9520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-20
Legal Description	STEPHENS WDS/PH:02/BLK:A/ LT#23 PL:000115-000039
Legal Subdivision	STEPHENS WDS
Legal Phase	2
Legal Block	A
Legal Lot Number	23
Jurisdiction	DURHAM NC
Township / Civil Division	LEBANON
Census Block Group	2
Census Block	2007
Census Tract	1601

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5024 STEPHENS LN, DURHAM, NC 27712-9520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2014 · Amount on Record
Deed Sale	Apr 29, 2014 · Amount on Record
Prior Sale	Jun 7, 2013 · Amount on Record
Deed Document Number	201411654
Deed Book / Page	7480 / 528
Prior Transfer Date	Apr 22, 2013
Prior Transfer Doc	0072480552
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	5024 STEPHENS LN, DURHAM, NC 27712-9520
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0098100601
Date	Oct 31, 2022
Book Page	9810/601
Instrument	2022042072

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	DURHAM, NC 27704

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	5024 STEPHENS LN, DURHAM, NC 27712-9520
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	AMERICAN HOME TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090510734
Date	Aug 31, 2020
Book Page	9051/734
Instrument	2020035909

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	5024 STEPHENS LN, DURHAM, NC 27712-9520
Document Number	0085040432
Instrument Date	Sep 4, 2018
Transaction Type	Mortgage
Record Updated	Sep 21, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5024 STEPHENS LN DURHAM NC 277129520, DURHAM, NC 27712-9520

Mortgage

Document Number	0085040432
Date	Sep 10, 2018
Book Page	008504/000432
Instrument	31706

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 46226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2048

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,059.00 (+2.53%)	$399,447 (-) Land $84,375 Building $315,072	$399,447 (-) Land $84,375 Building $315,072
2025	$3,959.00 (+17.86%)	$399,447 (+55.76%) Land $84,375 Building $315,072	$399,447 (+55.76%) Land $84,375 Building $315,072
2023	$3,359.00 (+2.35%)	$256,454 Land $40,350 Building $216,104	$256,454 Land $40,350 Building $216,104
2022	$3,282.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	13 (1996–2018)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Fran, Sep 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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