5105 Star Line Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5105 Star Line Dr, Saint Cloud, FL 34771

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,261 sqft · built 2000
Lot Size	5.27 acres (229,561 sqft)
Owner	Individual Name on Record
Tax Bill	$2,594 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2022 Mortgage
Flood Zone	Zone A (high risk)
APN	`29-25-31-5144-0001-0385`

Property Details

APN / Parcel Number

Primary APN	`29-25-31-5144-0001-0385`
Alternative APNs	`253129514400010385` `92849`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,261 sqft Living Area
Gross Area	2,560 sqft
1st Floor Area	2,261 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	L-Shape
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	229,561 sqft (5.27 acres)
Garage Area	288 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	587 sqft
Shed	1 Shed
Shed Area	120 sqft
Pole Barn	416 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	5105 STAR LINE DR
City	SAINT CLOUD
State	FL
Zip	34771-9029
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	OAC
Legal Description	STARLINE ESTATES UN 2 PB 2 PG 220 LOT 38 LESS BEG SELY COR LOT 38, N 38 DEG W 981.27 FT, S 40 DEG W 84.35 FT, S 20 DEG E 1012.34 FT TO N R/W STARLINE DR ALSO POC, CONC NELY, RAD 846.95 FT, CENT ANG 42 DEG, NELY ALONG CURVE 259.55 FT, N 46 DEG E 153.6
Legal Range	31E
Legal Township	25S
Legal Section	29
Legal Subdivision	STARLINE ESTATES UNIT 2
Legal Tract	5144
Legal Block	385
Legal Lot Number	38
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3002
Census Tract	43700

Owner

Source: Osceola County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5105 STAR LINE DR, SAINT CLOUD, FL 34771-9029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · FHA Mortgage FINANCIAL FREEDOM MORTGAGE LLC
Jun 29, 2022	Deed of Trust, Mortgage · FHA Mortgage FINANCIAL FREEDOM MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5105 STAR LINE DR, SAINT CLOUD, FL 34771-9029
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	EAGLE TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5105 STARLINE DR, SAINT CLOUD, FL 34771-9029

Mortgage

Document Number	0059172177
Date	Mar 23, 2021
Book Page	5917/2177
Instrument	2021042418

Lender

Name	FINANCIAL FREEDOM MORTGAGE LLC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5105 STAR LINE DR, SAINT CLOUD, FL 34771-9029
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	EAGLE TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5205 STARISINE DRIVE, SAINT CLOUD, FL 34771-9030

Mortgage

Document Number	0062421391
Date	Jun 29, 2022
Book Page	6242/1391
Instrument	2022101459

Lender

Name	FINANCIAL FREEDOM MORTGAGE LLC
Type	Mortgage Company
Address	MANTUA, NJ 08051

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,594.00 (+8.58%) Homeowner's exemption	$176,692 (+5.99%)	$395,600 (+29.49%) Land $253,000 Building $142,600
2023	$2,389.00 (+4.92%) Homeowner's exemption	$166,712 (+3%)	$305,500 (+26.5%) Land $189,700 Building $115,800
2022	$2,277.00 Homeowner's exemption	$161,857	$241,500 Land $156,600 Building $84,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 70 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 64% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Spectrum.

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