Osceola County property record for 5155 Star Line Dr, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4.5 ba · 6,036 sqft · built 1984 |
| Lot Size | 6 acres (261,403 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Jan 2015) |
| Tax Bill | $10,940 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Aug 2023 Mortgage + 3 more |
| Flood Zone | Zone A (high risk) |
| APN | 29-25-31-5144-0001-0360 |
| Primary APN | 29-25-31-5144-0001-0360 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 6,036 sqft Living Area |
| Gross Area | 8,782 sqft |
| 1st Floor Area | 3,848 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 261,403 sqft (6 acres) |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 568 sqft |
| Deck Area | Deck Area |
| Total Buildings | 2 Buildings |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 5155 STAR LINE DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STARLINE ESTATES UNIT 2 PB 2 PG 220 LOT 36 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 29 |
| Legal Subdivision | STARLINE ESTATES UNIT 2 |
| Legal Tract | 5144 |
| Legal Block | 360 |
| Legal Lot Number | 36 |
| Legal Unit | 2P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 43700 |
Source: Osceola County records · APN 29-25-31-5144-0001-0360
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5155 STAR LINE DR, SAINT CLOUD, FL 34771-9029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 05, 2024 | Deed of Trust, Mortgage · Line of Credit GEORGIAS OWN CU |
| Aug 08, 2023 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 19, 2024 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 02, 2025 | Deed of Trust, Mortgage · Line of Credit ALLIANT CU |
| Feb 14, 2020 | Deed of Trust, Mortgage · Commercial Mortgage CENTERSTATE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 16, 2015 · Amount on Record |
| Deed Sale | Jan 16, 2015 · Amount on Record |
| Deed Document Number | 20158378 |
| Deed Book / Page | 4723 / 1840 |
| Prior Transfer Date | Aug 12, 2013 |
| Prior Transfer Doc | 0045242269 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5155 STAR LINE DR, SAINT CLOUD, FL 34771-9029 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5153 STAR LINE DR, SAINT CLOUD, FL 34771-9029 |
| Document Number | 0065780988 |
|---|---|
| Date | Apr 05, 2024 |
| Book Page | 6578/988 |
| Instrument | 2024044085 |
| Name | GEORGIAS OWN CU |
|---|---|
| Type | Credit Union |
| Address | 100 PEACHTREE ST NW, ATLANTA, GA 30303 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5155 STAR LINE DR, SAINT CLOUD, FL 34771-9029 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5155 STAR LINE DR, SAINT CLOUD, FL 34771-9029 |
| Document Number | 0064532772 |
|---|---|
| Date | Aug 08, 2023 |
| Book Page | 6453/2772 |
| Instrument | 2023102869 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5155 STAR LINE DR, SAINT CLOUD, FL 34771-9029 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5153-5155 STAR LINE DR, 5155, SAINT CLOUD, FL 34771-9029 |
| Document Number | 0066512119 |
|---|---|
| Date | Aug 19, 2024 |
| Book Page | 6651/2119 |
| Instrument | 2024107497 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5155 STAR LINE DR, SAINT CLOUD, FL 34771-9029 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5153-5155 STAR LINE DR, 5155, SAINT CLOUD, FL 34771-9029 |
| Document Number | 0067810058 |
|---|---|
| Date | May 02, 2025 |
| Book Page | 6781/58 |
| Instrument | 2025055399 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5155 STAR LINE DR, SAINT CLOUD, FL 34771-9029 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0056742589 |
|---|---|
| Date | Feb 14, 2020 |
| Book Page | 5674/2589 |
| Instrument | 2020022877 |
| Name | CENTERSTATE BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT CLOUD, FL 34769 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 17, 2040 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,940.00 (+155.37%) Homeowner's exemption | $727,628 (+189.09%) | $807,600 (+220.86%) Land $234,000 Building $573,600 |
| 2024 | $4,284.00 (+19.8%) | ||
| 2023 | $3,576.00 (+8.4%) Homeowner's exemption | $251,700 (+26.1%) Land $175,500 Building $76,200 | $251,700 (+26.1%) Land $175,500 Building $76,200 |
| 2022 | $3,299.00 | $199,600 Land $144,300 Building $55,300 | $199,600 Land $144,300 Building $55,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 70 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 70 in force |
| Wildfire Risk | High above 77% of the US · above 64% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 195 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 21 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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