5070 Star Line Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5070 Star Line Dr, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,364 sqft · built 2008
Lot Size	1.99 acres (86,989 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Nov 2005)
Tax Bill	$712 (2025)
Deeds & Mortgages	Apr 2026 Sale Dec 2021 Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`29-25-31-5144-0001-0035`

Property Details

APN / Parcel Number

Primary APN	`29-25-31-5144-0001-0035`
Alternative APNs	`253129514400010035` `92810`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,364 sqft Living Area
Gross Area	4,625 sqft
1st Floor Area	2,858 sqft
Upper Floors Area	506 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Concrete Block
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	86,989 sqft (1.99 acres)
Garage Type	Attached
Garage Area	743 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch
Porch Area	518 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	5070 STAR LINE DR
City	SAINT CLOUD
State	FL
Zip	34771-8232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OAR2
Legal Description	STARLINE ESTATES UNIT TWO PB 2 PG 220 BEG AT NW COR OF LOT 3, S 269.92 FT, E 310 FT, N 259.57 FT TO POC, RAD 25 FT, CONC SWLY, DELTA 90 DEG, CHORD 35.55 FT, W 119.67 FT TO POC, RAD 1193.11 FT, CONC SOUTH, DELTA 8 DEG, CHORD 165.6 FT TO POB
Legal Range	31E
Legal Township	25S
Legal Section	29
Legal Subdivision	STARLINE ESTATES UNIT 2
Legal Tract	5144
Legal Block	35
Legal Lot Number	3
Legal Unit	W
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3011
Census Tract	43700

Owner

Source: Osceola County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3633 IDLE HOUR DR, ORLANDO, FL 32822-3039
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Dec 13, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Jun 9, 2020	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Dec 19, 2019	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Oct 2, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2005 · Amount on Record
Deed Sale	Nov 29, 2005 · Amount on Record
Prior Sale	Nov 29, 2005 · Amount on Record
Deed Document Number	2005262254
Deed Book / Page	2977 / 832
Last Transfer Date	Apr 9, 2026
Transfer Doc	0069530381
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 9, 2026
Property Address	5070 STAR LINE DR, SAINT CLOUD, FL 34771-8232
Document Number	0069530381
Book / Page	6953 / 381
Instrument Date	Apr 9, 2026
Instrument	202647672
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	3633 IDLE HOUR DR, ORLANDO, FL 32822-3039

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5070 STAR LINE DR, SAINT CLOUD, FL 34771-8232
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5070 STARLINE DR, SAINT CLOUD, FL 34771-8232

Mortgage

Document Number	0061060942
Date	Dec 13, 2021
Book Page	6106/942
Instrument	2021191660

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Oct 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5070 STAR LINE DR, SAINT CLOUD, FL 34771-8232
Transaction Type	Mortgage
Record Updated	Feb 8, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057341192
Date	Jun 9, 2020
Book Page	5734/1192
Instrument	2020073656

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5070 STAR LINE DR, SAINT CLOUD, FL 34771-8232
Transaction Type	Mortgage
Record Updated	Feb 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056431364
Date	Dec 19, 2019
Book Page	5643/1364
Instrument	2019164497

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5070 STAR LINE DR, SAINT CLOUD, FL 34771-8232
Document Number	0052210622
Book / Page	005221 / 000622
Instrument Date	Oct 2, 2017
Transaction Type	Mortgage
Record Updated	Nov 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5070 STARLINE DR ST CLOUD FL 347718232, ST CLOUD, FL 34771-8232

Mortgage

Document Number	0052210622
Date	Oct 10, 2017
Book Page	005221/000622
Instrument	144631

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$712.00 (+12.84%) Homeowner's exemption Veteran's exemption	$387,376 (+5.99%)	$714,500 (+29.06%) Land $210,000 Building $504,500
2024	$631.00 (+1.61%)
2023	$621.00 (+7.81%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$365,495 (+3%)	$553,600 (+18.72%) Land $157,500 Building $396,100
2022	$576.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$354,850	$466,300 Land $129,500 Building $336,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 70 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Spectrum.

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