510 W Frederick St, Gaffney, SC 29341 Property Records

Cherokee County property record for 510 W Frederick St, Gaffney, SC 29341

Property Summary

Property Type	Single Family Home
Details	1,656 sqft · built 1965
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Feb 2025)
Tax Bill	$2,095 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`024548-23-3`

Property Details

APN / Parcel Number

Primary APN	`024548-23-3`
Alternative APNs	`0811400048000 60423089` `081-14-00-048.000` `024409223`

Interior

Stories	1 Story
Building Area	1,656 sqft Living Area

Exterior

Year Built	Built 1965
Exterior Material	Fiber Cement Siding
Lot Area	9,148 sqft (0.21 acres)

Location & Zoning

Old Parcel Number	0811400048000 60423089
Street Address	510 W FREDERICK ST
City	GAFFNEY
State	SC
Zip	29341-1851
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GF
Legal Description	W FREDERICK ST 0.21 AC
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	3
Census Block	3041
Census Tract	970301

Owner

510 W Frederick St is owned and occupied by an individual who bought it in February 2025.

Source: Cherokee County records, as of November 19, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	510 W FREDERICK ST, GAFFNEY, SC 29341-1851
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Warranty Deed, Transfer RGDK PROPERTIES LLC
Mar 20, 2023	Warranty Deed, Transfer · Seller Carry-Back DOROTHY REYNOLDS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2025 · Amount on File
Deed Sale	Feb 18, 2025 · Amount on File
Prior Sale	Dec 13, 2024 · Amount on File
Deed Document Number	2025-846
Deed Book / Page	181 / 1045
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE SC
Recording Date	Jul 27, 2023
Property Address	510 W FREDERICK ST, GAFFNEY, SC 29341-1851
Document Number	0001622551
Book / Page	162 / 2551
Map Reference	MB 5-B PG 133
Instrument Date	Jul 21, 2023
Instrument	202300004218
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	510 W FREDERICK ST, GAFFNEY, SC 29341-1851

Mortgage

Document Number	202300004219
Date	Jul 27, 2023
Instrument	202300004219

Lender

Name	RGDK PROPERTIES LLC
Type	Non-Lending Institution

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 21, 2053

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE SC
Recording Date	Mar 20, 2023
Property Address	510 W FREDERICK ST, GAFFNEY, SC 29341-1851
Document Number	0001580663
Book / Page	158 / 663
Map Reference	MB 5-B PG 133
Instrument Date	Mar 14, 2023
Instrument	202300001556
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3740 BOILING SPRINGS RD # 211, 211, BOILING SPRINGS, SC 29316-5716

Mortgage

Document Number	202300001560
Date	Mar 20, 2023
Instrument	202300001560

Lender

Name	DOROTHY REYNOLDS
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	240 Months
Due	Mar 16, 2043

Mortgage

Document Number	0001580694
Date	Mar 20, 2023
Book Page	158/694
Instrument	202300001562

Lender

Name	DOROTHY T REYNOLDS
Type	Private Party
Address	PO BOX 350, MAYO, SC 29368

Agreement

Amount	Amount on Record
Term	240 Months
Due	Mar 16, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 510 W Frederick St was $2,095 with a homeowner's exemption.

Source: Cherokee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Municipality	Gaffney City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,095.00 Homeowner's exemption	$5,050 Land $1,380 Building $3,670	$84,100 Land $23,000 Building $61,100
2023	$1,192.00 (+5.86%)	$3,010 (-) Land $480 Building $2,530	$50,200 (-) Land $8,000 Building $42,200
2022	$1,126.00	$3,010 Land $480 Building $2,530	$50,200 Land $8,000 Building $42,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 510 W Frederick St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 510 W Frederick St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAFFNEY BPW serves 24,290 people · EPA ID SC1110001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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