Cherokee County property record for 415 W Frederick St, Gaffney, SC 29341
| Property Type | Single Family Home |
|---|---|
| Details | 2,005 sqft · built 1940 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $189,900 (Aug 2023) |
| Tax Bill | $1,408 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 000535-23-3 |
| Primary APN | 000535-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,005 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Lot Area | 6,970 sqft (0.16 acres) |
| Porch | Porch |
| Old Parcel Number | 0811400079000 61123789 |
|---|---|
| Street Address | 415 W FREDERICK ST |
| City | GAFFNEY |
| State | SC |
| Zip | 29341-1848 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GF |
| Legal Description | W FREDERICK ST LT#3 |
| Legal Subdivision | W FREDERICK ST |
| Legal Lot Number | 3 |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 970201 |
415 W Frederick St is owned and occupied by an individual who bought it in August 2023.
Source: Cherokee County records, as of November 19, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 415 W FREDERICK ST, GAFFNEY, SC 29341-1848 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2023 | Deed of Trust, Mortgage · VA Mortgage BANK OF ENGLAND |
| Aug 1, 2023 | Deed, Transfer · VA Mortgage BANK OF ENGLAND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2023 · Amount on File |
| Deed Sale | Aug 1, 2023 · Amount on File |
| Deed Document Number | 202300004326 |
| Deed Book / Page | 163 / 109 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 3 W FREDERICK ST, GAFFNEY, SC 29340 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001642653 |
|---|---|
| Date | Sep 25, 2023 |
| Book Page | 164/2653 |
| Instrument | 202300005445 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Aug 1, 2023 |
| Property Address | 3 W FREDERICK ST, GAFFNEY, SC 29340 |
| Document Number | 0001630109 |
| Book / Page | 163 / 109 |
| Map Reference | MB Y PG 705 |
| Instrument Date | Jul 31, 2023 |
| Instrument | 202300004326 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 415 W FREDERICK ST, GAFFNEY, SC 29341-1848 |
| Document Number | 202300004327 |
|---|---|
| Date | Aug 1, 2023 |
| Instrument | 202300004327 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Number | 0001630123 |
|---|---|
| Date | Aug 1, 2023 |
| Book Page | 163/123 |
| Instrument | 202300004328 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 31, 2043 |
The 2025 property tax bill for 415 W Frederick St was $1,408 with a homeowner's exemption.
Source: Cherokee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Municipality | Gaffney City |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,408.00 Homeowner's exemption | $7,660 Land $920 Building $6,740 | $191,400 Land $23,000 Building $168,400 |
| 2023 | $1,311.00 | $3,310 Land $480 Building $2,830 | $55,200 Land $8,000 Building $47,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 415 W Frederick St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Dec 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 415 W Frederick St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAFFNEY BPW serves 24,290 people · EPA ID SC1110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Verizon.
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