506 W Frederick St, Gaffney, SC 29341 Property Records

Cherokee County property record for 506 W Frederick St, Gaffney, SC 29341

Property Summary

Property Type	Single Family Home
Details	1,600 sqft · built 1914
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Jul 2023)
Tax Bill	$1,378 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Jul 2023 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`029276-23-5`

Property Details

APN / Parcel Number

Primary APN	`029276-23-5`
Alternative APNs	`0811400045000 60745689` `081-14-00-045.000` `000355223`

Interior

Stories	1 Story
Building Area	1,600 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Exterior Material	Siding
Lot Area	10,019 sqft (0.23 acres)
Porch	Slab

Location & Zoning

Street Address	506 W FREDERICK ST
City	GAFFNEY
State	SC
Zip	29341-1851
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GF
Legal Description	506 W FREDERICK ST FM SHAYAN INVESTMENTS $1,225,000/CORRECTIVE 133-1199 FMF JEFFREY ALLEN $185000
Legal Subdivision	DAVID PERRY
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	3
Census Block	3041
Census Tract	970301

Owner

506 W Frederick St is owned and occupied by an individual who bought it in July 2023.

Source: Cherokee County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	506 W FREDERICK ST, GAFFNEY, SC 29341-1851
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEIGHBORHOOD ASSISTANCE CORPORATION OF A
Jul 25, 2023	Warranty Deed, Construction Loan · Construction Mortgage BANK OF AMERICA NA
Apr 27, 2021	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2023 · Amount on File
Deed Sale	Jul 25, 2023 · Amount on File
Prior Sale	Apr 27, 2021 · Amount on File
Deed Document Number	20234178
Deed Book / Page	162 / 2269
Prior Transfer Date	Apr 13, 2021
Prior Transfer Doc	0000002204
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	506 W FREDERICK ST, GAFFNEY, SC 29341-1851
Transaction Type	Mortgage
Record Updated	Apr 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001622295
Date	Jul 25, 2023
Book Page	162/2295
Instrument	202300004180

Lender

Name	NEIGHBORHOOD ASSISTANCE CORPORATION OF A
Type	Non-Lending Institution
Address	ROXBURY, MA 02119

Agreement

Type	Stand-Alone Second Mortgage

July 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CHEROKEE SC
Recording Date	Jul 25, 2023
Property Address	506 W FREDERICK ST, GAFFNEY, SC 29341-1851
Document Number	0001622269
Book / Page	162 / 2269
Map Reference	MB 14-L PG 243
Instrument Date	Jul 24, 2023
Instrument	202300004178
Transaction Type	Construction Loan
Record Updated	Apr 8, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 W FREDERICK ST, GAFFNEY, SC 29341-1851

Mortgage

Document Number	202300004179
Date	Jul 25, 2023
Instrument	202300004179

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE SC
Recording Date	Apr 27, 2021
Property Address	506 W FREDERICK ST, GAFFNEY, SC 29341-1851
Document Number	0001332483
Book / Page	000133 / 002483
Instrument Date	Apr 15, 2021
Instrument	2462
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$93.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11677 CODDINGTON RIDGE DR CHARLOTTE NC 282141952, CHARLOTTE, NC 28214-1952

Tax Assessment & Valuation

The 2025 property tax bill for 506 W Frederick St was $1,378 with a homeowner's exemption.

Source: Cherokee County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Municipality	Gaffney City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,378.00 Homeowner's exemption	$7,500 Land $1,400 Building $6,100	$187,500 Land $35,000 Building $152,500
2023	$374.00 (-70.41%)	$2,260 (-33.14%) Land $400 Building $1,860	$56,400 (-) Land $10,000 Building $46,400
2022	$1,264.00	$3,380 Land $600 Building $2,780	$56,400 Land $10,000 Building $46,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 506 W Frederick St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 506 W Frederick St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAFFNEY BPW serves 24,290 people · EPA ID SC1110001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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