510 Valencia School Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 510 Valencia School Rd, Aptos, CA 95003

Property Summary

Property Type	Misc Structure / Fixture
Lot Size	0.889 acres (38,725 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Dec 2025)
Tax Bill	$552 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Apr 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`105-491-08`

Property Details

APN / Parcel Number

Primary APN	`105-491-08`
Alternative APN	`105-491-10`

Exterior

Lot Area	38,725 sqft (0.889 acres)

Location & Zoning

Old Parcel Number	105-491-08
Street Address	510 VALENCIA SCHOOL RD
City	APTOS
State	CA
Zip	95003
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Misc Structure / Fixture
Local Zoning Code	CA
Legal Range	01E
Legal Township	11
Legal Section	05
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1000
Census Tract	122002

Owner

Source: Santa Cruz County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	500 RANCHITOS DEL SOL, APTOS, CA 95003-9733
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Apr 27, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 2, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2025 · Amount on Record
Deed Sale	Dec 19, 2025 · Amount on Record
Prior Sale	Apr 27, 2017
Deed Document Number	2025-0028228
Record Updated	Jun 8, 2026

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 19, 2025
Property Address	510 VALENCIA SCHOOL RD, APTOS, CA 95003
Document Number	0000028228
Instrument Date	Dec 15, 2025
Instrument	2025-0028228
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$434.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	500 RANCHITOS DEL SOL, APTOS, CA 95003-9733
Investor	Possibly a Property Investor

Mortgage

Document Number	0000028229
Date	Dec 19, 2025
Instrument	2025-0028229

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	9.37%
Index	1-Year T-Bill
Max Rate	13.3%

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 27, 2017
Property Address	510 VALENCIA SCHOOL RD, APTOS, CA 95003-9762
Document Number	0000014042
Instrument Date	Apr 25, 2017
Instrument	14042
Transaction Type	Transfer
Record Updated	May 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	610 PLEASANT VALLEY RD APTOS CA 950039710, APTOS, CA 95003-9710

March 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 2, 2017
Property Address	510 VALENCIA SCHOOL RD, APTOS, CA 95003-9762
Document Number	0000007540
Instrument Date	Mar 1, 2017
Instrument	7540
Transaction Type	Transfer
Record Updated	Mar 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 PLEASANT VALLEY RD APTOS CA 950039710, APTOS, CA 95003-9710

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$552.00 (+38.69%)	$21,446 (+7.94%) Land $20,670 Building $776
2023	$398.00 (+32.23%)	$19,868 Land $18,752 Building $1,116
2022	$301.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1982–2000)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Feb 2000 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 65% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Etheric Networks.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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