510 Undercliff Ave, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 510 Undercliff Ave, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	3,267 sqft · built 1920
Lot Size	0.129 acres (5,602 sqft)
Owner	Individual Name on Record
Last Sale	$1,200,000 (Jan 2021)
Tax Bill	$18,638 (2025)
Deeds & Mortgages	Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-00042-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`13-00042-0000-00003`
Alternative APNs	`1300042000000099` `130004200003`

Interior

Stories	2 Stories
Building Area	3,267 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Brick
Construction Type	Brick
Lot Area	5,602 sqft (0.129 acres)
Lot Dimensions	112 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	1300042000000099
Street Address	510 UNDERCLIFF AVE
City	EDGEWATER
State	NJ
Zip	07020-2248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	50X112 0.1286
Legal Subdivision	PROPERTY/EDGEWATER
Legal Block	42
Legal Lot Number	3
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	3
Census Block	3000
Census Tract	13002

Owner

Source: Bergen County and Edgewater Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	510 UNDERCLIFF AVE, EDGEWATER, NJ 07020-2248
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
	Deed of Trust, Mortgage STEWART TITLE
Jan 15, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Oct 9, 2019	Grant Deed, Transfer VESTED LAND SERVICES LLC, VESTED LAND SVCS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2021 · Amount on Record
Deed Sale	Jan 15, 2021 · Amount on Record
Prior Sale	Oct 9, 2019 · Amount on Record
Deed Document Number	20216843
Deed Book / Page	3915 / 1759
Prior Transfer Date	Nov 9, 2020
Prior Transfer Doc	0039270379
Record Updated	Sep 20, 2026

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	510 UNDERCLIFF AVE, EDGEWATER, NJ 07020-2248
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 15, 2021
Property Address	510 UNDERCLIFF AVE, EDGEWATER, NJ 07020-2248
Document Number	0039151759
Book / Page	3915 / 1759
Instrument Date	Sep 24, 2020
Instrument	21-006843
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$23,995.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 NEWELL STREET, 1, HILLSBOROUGH TOWNSHIP, NJ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 UNDERCLIFF AVE, EDGEWATER, NJ 07020-2248

Mortgage

Document Number	0021006844
Date	Jan 15, 2021
Instrument	21-006844

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Oct 1, 2050

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 9, 2019
Property Address	510 UNDERCLIFF AVE, EDGEWATER, NJ 07020-2248
Document Number	0033710194
Book / Page	003371 / 000194
Instrument Date	Sep 3, 2019
Instrument	67111
Transaction Type	Transfer
Record Updated	Oct 21, 2019
Title Company	VESTED LAND SERVICES LLC, VESTED LAND SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$950.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	510 UNDERCLIFF AVE EDGEWATER NJ 070202248, EDGEWATER, NJ 07020-2248

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,192,000 (+5.21%) Land $440,000 Building $752,000	$1,192,000 (+5.21%) Land $440,000 Building $752,000
2025	$18,638.00 (+6.58%)	$1,133,000 (+7.14%) Land $419,400 Building $713,600	$1,133,000 (+7.14%) Land $419,400 Building $713,600
2024	$17,487.00 (+6%)
2023		$1,057,500 Land $382,000 Building $675,500	$1,057,500 Land $382,000 Building $675,500
2022	$16,497.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 units insured incl. 2 condo units
Nearby Flood Claims	2 (2007–2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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