506 Undercliff Ave, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 506 Undercliff Ave, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	2,988 sqft · built 2018
Lot Size	0.098 acres (4,256 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,475,000 (Nov 2019)
Tax Bill	$22,693 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-00042-0000-00002-0000-C0506`

Property Details

APN / Parcel Number

Primary APN	`13-00042-0000-00002-0000-C0506`

Interior

Stories	2 Stories
Building Area	2,988 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Architectural Style	Condo/Apartment
Exterior Material	Concrete Block
Lot Area	4,256 sqft (0.098 acres)
Lot Dimensions	112 ft deep x 38 ft wide

Location & Zoning

Street Address	506 UNDERCLIFF AVE
City	EDGEWATER
State	NJ
Zip	07020-1593
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	38X112
Legal Subdivision	EDGEWATER
Legal Block	42
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	3
Census Block	3000
Census Tract	13002

Owner

Source: Bergen County and Edgewater Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2S AVENUE PORT IMP BOULEVARD 1111, WEST NEW YORK, NJ 07093
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED NATIONS FCU
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage NJ LENDERS
Dec 1, 2020	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Jan 25, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 25, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2019 · Amount on Record
Deed Sale	Nov 25, 2019 · Amount on Record
Prior Sale	Feb 28, 2018 · Amount on Record
Deed Document Number	201982078
Deed Book / Page	3420 / 2432
Last Transfer Date	Sep 10, 2021
Transfer Doc	0045431586
Record Updated	Sep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Jan 19, 2022
Property Address	506 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1593
Document Number	0045431586
Book / Page	4543 / 1586
Instrument Date	Sep 10, 2021
Instrument	2022008150
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	NOT AVAILABLE, 1ST EQT NATL TTL & CLOSING S

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1593

Mortgage

Document Number	2022008151
Date	Jan 19, 2022
Instrument	2022008151

Lender

Name	UNITED NATIONS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2%
Type Change Date	Oct 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4%
Index	1-Year CMT
Max Rate	8%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	506 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1593
Document Number	0039270411
Instrument Date	Dec 1, 2020
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 UNDERCLIFF AVE EDGEWATER NJ 07020, EDGEWATER, NJ 07020

Mortgage

Document Number	0039270411
Date	Jan 25, 2021
Book Page	003927/000411

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	506 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1593
Document Number	0039270424
Instrument Date	Dec 1, 2020
Transaction Type	Mortgage
Record Updated	Mar 2, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 CEDAR ST #C FORT LEE NJ 070246902, C, FORT LEE, NJ 07024-6902

Mortgage

Document Number	0039270424
Date	Jan 25, 2021
Book Page	003927/000424

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 25, 2021
Property Address	506 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1593
Document Number	0039270368
Book / Page	003927 / 000368
Instrument Date	Nov 9, 2020
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1 NEWELL ST HILLSBOROUGH NJ 088445283, HILLSBOROUGH, NJ 08844-5283

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 25, 2021
Property Address	506 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1593
Document Number	0039270379
Book / Page	003927 / 000379
Instrument Date	Nov 9, 2020
Transaction Type	Transfer
Record Updated	Feb 4, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1 NEWELL ST HILLSBOROUGH NJ 088445283, HILLSBOROUGH, NJ 08844-5283

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,479,300 (+7.23%) Land $327,400 Building $1,151,900	$1,479,300 (+7.23%) Land $327,400 Building $1,151,900
2025	$22,693.00 (+6.41%)	$1,379,500 (-1.22%) Land $310,200 Building $1,069,300	$1,379,500 (-1.22%) Land $310,200 Building $1,069,300
2024	$21,326.00 (-1.94%)
2023		$1,396,600 Land $283,800 Building $1,112,800	$1,396,600 Land $283,800 Building $1,112,800
2022	$21,747.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 units insured incl. 2 condo units
Nearby Flood Claims	2 (2007–2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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