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504 Undercliff Ave, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 504 Undercliff Ave, Edgewater, NJ 07020 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2,988 sqft · built 2019
Lot Size0.098 acres (4,256 sqft)
Owner2 Individual Names on File
Last Sale$1,260,000 (Apr 2021)
Tax Bill$24,876 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Apr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-00042-0000-00001-0000-C0504

Property Details

APN / Parcel Number

Primary APN13-00042-0000-00001-0000-C0504
Alternative APNs
  • 13000420000000020000C0504
  • 1300042000000002 C0504

Interior

Building Area2,988 sqft Living Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleCondo/Apartment
Lot Area4,256 sqft (0.098 acres)
Lot Dimensions112 ft deep x 38 ft wide

Location & Zoning

Old Parcel Number13000420000000020000C0504
Street Address504 UNDERCLIFF AVE
CityEDGEWATER
StateNJ
Zip07020-1593
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description38X112
Legal Subdivision502-504 UNDERCLIFF AVE CONDO
Legal Block42
Legal Lot Number1
JurisdictionBERGEN NJ
Township / Civil DivisionEDGEWATER
Census Block Group3
Census Block3000
Census Tract13002

Owner

Source: Bergen County and Edgewater Borough records · APN 13-00042-0000-00001-0000-C0504

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address504 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1593
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2022Deed of Trust, Mortgage · Line of Credit
HSBC BANK USA
Apr 06, 2021Bargain and Sale Deed, Transfer · Conventional Mortgage
HSBC BANK USA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 06, 2021 · Amount on Record
Deed SaleApr 06, 2021 · Amount on Record
Deed Document Number202149559
Deed Book / Page4055 / 1069
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address504 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1593
Transaction TypeMortgage
Record UpdatedDec 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0048621749
DateNov 17, 2022
Book Page4862/1749
Instrument2022108351
Lender
NameHSBC BANK USA
TypeBank
AddressNEW YORK, NY 10018
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 15, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionBERGEN NJ
Recording DateApr 06, 2021
Property Address504 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1593
Document Number0040551069
Book / Page4055 / 1069
Map ReferenceMB V3740 PG 334
Instrument DateDec 18, 2020
Instrument2021049559
Transaction TypeTransfer
Record UpdatedNov 02, 2021
Title CompanyGUARDIAN TITLE SERVICES, GUARDIAN TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$25,321.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1 NEWELL ST, 1, HILLSBOROUGH, NJ 08844-5283

Transferred To (Grantee/Buyer)

NameVerified Name
Address504 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1593

Mortgage

Document Number2021049560
DateApr 06, 2021
Instrument2021049560
Lender
NameHSBC BANK USA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityEdgewater Borough
Unified School DistrictEdgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,613,000 (+6.67%) Land $364,500 Building $1,248,500$1,613,000 (+6.67%) Land $364,500 Building $1,248,500
2025$24,876.00 (+6.19%)$1,512,200 (+5.79%) Land $346,300 Building $1,165,900$1,512,200 (+5.79%) Land $346,300 Building $1,165,900
2024$23,425.00 (+5.16%)
2023$1,429,400 Land $316,600 Building $1,112,800$1,429,400 Land $316,600 Building $1,112,800
2022$22,276.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030130023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies6 units insured
2 under condo master policies
Nearby Flood Claims2 (2007–2012)
Most Recent ClaimOct 2012, tidal / storm surge, Hurricane Sandy

Wildfire

Wildfire RiskLow
above 2% of the US · above 6% of New Jersey
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 371 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
SpectrumCable1,000 / 1,000
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Spectrum, Starry. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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