485 Symphony Way, Freeport, FL 32439 Property Records

Walton County property record for 485 Symphony Way, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,648 sqft · built 2009
Lot Size	0.22 acres (9,596 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Nov 2009)
Tax Bill	$2,644 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Jan 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`16-1S-19-23020-000-1180`

Property Details

APN / Parcel Number

Primary APN	`16-1S-19-23020-000-1180`
Alternative APNs	`16-119-23020-000-1180` `1025932`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,648 sqft Living Area
Gross Area	2,482 sqft
1st Floor Area	1,648 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,596 sqft (0.22 acres)
Garage Type	Attached
Garage Area	484 sqft
Porch	Finished/Open Porch
Porch Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	485 SYMPHONY WAY
City	FREEPORT
State	FL
Zip	32439-2478
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 118 SYMPHONY AT HAMMOCK BAY PB 17-27 OR 2715-4455 OR 2829-2988 OR 3094-1518
Legal Range	019
Legal Township	01S
Legal Section	16
Legal Subdivision	HAMMOCK BAY
Legal Block	11
Legal Lot Number	118
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2006
Census Tract	950502

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 16563, HATTIESBURG, MS 39404-6563
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Deed of Trust, Mortgage PEDESCO INC
Jan 4, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2009 · Amount on Record
Deed Sale	Nov 12, 2009 · Amount on Record
Deed Document Number	20091098861
Deed Book / Page	2829 / 2988
Last Transfer Date	Jan 4, 2019
Transfer Doc	0030941518
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	485 SYMPHONY WAY, FREEPORT, FL 32439-2478
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032802246
Date	Feb 14, 2023
Book Page	3280/2246
Instrument	20230004938

Lender

Name	PEDESCO INC
Type	Non-Lending Institution
Address	HATTIESBURG, MS 39404

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Feb 8, 2028

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 4, 2019
Property Address	485 SYMPHONY WAY, FREEPORT, FL 32439-2478
Document Number	0030941518
Book / Page	003094 / 001518
Instrument Date	Jan 4, 2019
Instrument	367
Transaction Type	Transfer
Record Updated	Jan 21, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$18.50
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 SYMPHONY WAY FREEPORT FL 324392478, FREEPORT, FL 32439-2478

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,644.00 (-0.23%) Homeowner's exemption	$183,986 (-48.77%)	$324,423 (-9.66%) Land $96,900 Building $227,523
2024	$2,650.00 (+4.33%)
2023	$2,540.00 (+3.89%) Homeowner's exemption	$359,116 (+15.18%) Land $96,900 Building $262,216	$359,116 (+15.18%) Land $96,900 Building $262,216
2022	$2,445.00 Homeowner's exemption	$311,774 Land $76,923 Building $234,851	$311,774 Land $76,923 Building $234,851

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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