510 S Maple St, Saugatuck, MI 49453 Property Records

Allegan County property record for 510 S Maple St, Saugatuck, MI 49453

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,628 sqft
Lot Size	0.356 acres (15,507 sqft)
Owner	Individual Name on File
Last Sale	$472,500 (Sep 2026)
Tax Bill	$9,839 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`57-016-003-00`

Property Details

APN / Parcel Number

Primary APN	`57-016-003-00`
Alternative APN	`03-57-016-003-00`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,628 sqft Living Area
1st Floor Area	1,223 sqft
Basement Area	540 sqft
Unfinished Basement	540 sqft

Exterior

Exterior Material	Wood
Foundation Type	Raised
Lot Area	15,507 sqft (0.356 acres)
Lot Dimensions	130 ft deep x 118 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	510 S MAPLE ST
City	SAUGATUCK
State	MI
Zip	49453-9606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR-COMM RE
Legal Description	COM 120' S OF NE COR OF SEC TH S 118.50' TH S 88 DEG 42' W 130.93' TH N 21 DEG 16'19 W 81.83' ALG E LIN OF BRIDGE ST TH NE'LY 66.72' ALG S LIN OF BLUE STAR HWY ON A 2530.70' RAD CURV TO FEFT THRU A CTL ANG OF 01 DEG 30'38 THE LONG CHRD BEARS N 50 DEG
Legal Range	16W
Legal Township	03N
Legal Section	16
Jurisdiction	ALLEGAN MI
Township / Civil Division	SAUGATUCK
Census Block Group	2
Census Block	2038
Census Tract	30801

Owner

510 S Maple St is owned and occupied by an individual who bought it in September 2026.

Source: Allegan County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	458 MARY KNOLL DR, FENNVILLE, MI 49408-9680
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2026 · Amount on File
Deed Sale	Sep 15, 2026 · Amount on File
Prior Sale	Oct 27, 2016 · Amount on File
Deed Document Number	202615776
Deed Book / Page	5175 / 757
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Sep 15, 2026
Property Address	510 S MAPLE ST, SAUGATUCK, MI 49453-9606
Document Number	0000015776
Book / Page	5175 / 757
Instrument Date	Sep 3, 2026
Instrument	202615776
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NATIONAL TITLE GROUP, ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410,413.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015777,
Date	Sep 15, 2026
Book Page	5175/760
Instrument	202615777

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 510 S Maple St was $9,839 with a homeowner's exemption.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Saugatuck City
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$386,000 Land $155,300 Building $230,700	$772,000 Land $310,600 Building $461,400
2025	$9,839.00
2023		$194,900 Land $100,800 Building $94,100	$389,800 Land $201,600 Building $188,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 510 S Maple St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 510 S Maple St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20