525 S Maple St, Saugatuck, MI 49453 Property Records

Allegan County property record for 525 S Maple St, Saugatuck, MI 49453

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,890 sqft · built 1900
Lot Size	0.568 acres (24,742 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Feb 2015)
Tax Bill	$3,324 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Apr 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-015-016-00`

Property Details

APN / Parcel Number

Primary APN	`20-015-016-00`
Alternative APN	`03-20-015-016-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,890 sqft Living Area
1st Floor Area	1,260 sqft
Basement Area	1,260 sqft
Unfinished Basement	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood Siding
Lot Area	24,742 sqft (0.568 acres)
Lot Dimensions	330 ft deep x 75 ft wide
Garage Area	976 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	525 S MAPLE ST
City	SAUGATUCK
State	MI
Zip	49453-9606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	S 75 FT OF N 330 FT OF W 330 FT GOVT LOT 1 SEC 15 T3N R16W. .50 A.
Legal Range	16W
Legal Township	03N
Legal Section	15
Legal Lot Number	1
Jurisdiction	ALLEGAN MI
Township / Civil Division	SAUGATUCK
Census Block Group	2
Census Block	2037
Census Tract	30801

Owner

525 S Maple St is owned and occupied by an individual who bought it in February 2015.

Source: Allegan County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	525 S MAPLE ST, SAUGATUCK, MI 49453-9606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AAC CU
Apr 4, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AAC CU
Jan 20, 2021	Deed of Trust, Mortgage · FHA Mortgage THE HUNTINGTON NATIONAL BANK
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2015 · Amount on File
Deed Sale	Feb 25, 2015 · Amount on File
Deed Book / Page	3905 / 875
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	525 S MAPLE ST, SAUGATUCK, MI 49453-9606
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 S MAPLE ST, SAUGATUCK, MI 49453-9606

Mortgage

Document Number	005094/480
Date	Dec 10, 2025
Book Page	5094/480
Instrument	2025019846

Lender

Name	AAC CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 10, 2040

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	525 S MAPLE ST, SAUGATUCK, MI 49453-9606
Transaction Type	Mortgage
Record Updated	Apr 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 S MAPLE ST, SAUGATUCK, MI 49453-9606

Mortgage

Document Number	004846/223
Date	Apr 4, 2023
Book Page	4846/223
Instrument	2023004216

Lender

Name	AAC CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 3, 2038

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	525 S MAPLE ST, SAUGATUCK, MI 49453-9606
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4567/481
Date	Jan 20, 2021
Book Page	4567/481

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	290 Months
Due	Mar 1, 2045

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	525 S MAPLE ST, SAUGATUCK, MI 49453-9606
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4562/718
Date	Jan 11, 2021
Book Page	4562/718

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 525 S Maple St was $3,324 with a homeowner's exemption.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Saugatuck Township
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,300 Land $91,900 Building $160,400	$504,600 Land $183,800 Building $320,800
2025	$3,324.00
2023		$140,400 Land $24,800 Building $115,600	$280,800 Land $49,600 Building $231,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 525 S Maple St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 525 S Maple St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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