465 S Maple St, Saugatuck, MI 49453 Property Records

Allegan County property record for 465 S Maple St, Saugatuck, MI 49453

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 576 sqft · built 1930
Lot Size	0.408 acres (17,772 sqft)
Owner	Company Name on File
Last Sale	$194,700 (Mar 2017)
Tax Bill	$5,439 (2025)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-010-054-10`

Property Details

APN / Parcel Number

Primary APN	`20-010-054-10`
Alternative APN	`03-20-010-054-10`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	576 sqft Living Area
1st Floor Area	576 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Wood
Lot Area	17,772 sqft (0.408 acres)
Lot Dimensions	111 ft deep x 118 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	465 S MAPLE ST
City	SAUGATUCK
State	MI
Zip	49453-9799
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-1
Legal Description	COM AT SW COR SEC 10 TH N ON W LIN SD SEC 316.36' TH E AT RT ANG TO SD SEC LIN 33' TO E R/W LIN MAPLE ST AND POB THIS DESC TH CONT E 103.5' TO NLY R/W LIN BLUE STAR HWY TH S 41 DEG 06' 30 W ALG SD R/W LIN 157.36' BEING A CHORD ON A CURVE TO THE RIGHT
Legal Range	16W
Legal Township	03N
Legal Section	10
Jurisdiction	ALLEGAN MI
Township / Civil Division	SAUGATUCK
Census Block Group	2
Census Block	2036
Census Tract	30801

Owner

465 S Maple St is owned by a company that bought it in March 2017 and is owner-occupied.

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	481 E 8TH ST, HOLLAND, MI 49423-3748
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2017 · Amount on File
Deed Sale	Mar 9, 2017 · Amount on File
Prior Sale	Jun 5, 2006 · Amount on File
Deed Book / Page	4120 / 59
Prior Transfer Date	Jun 16, 2005
Prior Transfer Doc	2854/517
Record Updated	Oct 29, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Mar 9, 2017
Property Address	465 S MAPLE ST, SAUGATUCK, MI 49453-9799
Document Number	4120/059
Book / Page	4120 / 059
Instrument Date	Feb 9, 2017
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,677.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	61720 US 31 S, 61720, SOUTH BEND, IN 46614-5049

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 DOUGLAS CT, SPRING LAKE, MI 49456-1927

Mortgage

Document Number	4120/061
Date	Mar 9, 2017
Book Page	4120/061

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 465 S Maple St was $5,439 with a homeowner's exemption, up 4.1% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Saugatuck Township
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,800 (+12.63%) Land $144,600 Building $46,200	$381,600 (+12.63%) Land $289,200 Building $92,400
2025	$5,439.00 (+4.12%) Homeowner's exemption	$169,400 Land $126,900 Building $42,500	$338,800 Land $253,800 Building $85,000
2024	$5,224.00
2023		$101,400 Land $38,900 Building $62,500	$202,800 Land $77,800 Building $125,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 465 S Maple St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 465 S Maple St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20