510 N 4th St, Eldridge, IA 52748 Property Records

Scott County property record for 510 N 4th St, Eldridge, IA 52748

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,308 sqft · built 1963
Lot Size	0.251 acres (10,934 sqft)
Owner	2 Individual Names on Record
Last Sale	$291,000 (Apr 2025)
Tax Bill	$3,180 (2026)
Deeds & Mortgages	Oct 2020 Line of Credit Mar 2009 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`9311489010111`

Property Details

APN / Parcel Number

Primary APN	`9311489010111`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,308 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Finished Basement	819 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,934 sqft (0.251 acres)
Lot Dimensions	137 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	408 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	25 sqft
Deck Area	120 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	510 N 4TH ST
City	ELDRIDGE
State	IA
Zip	52748-1137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN LOT: 001 BLOCK: 001 ORIGINAL TOWNS 40' E 1/2 LOT 1 BLK1 & N 40' E 1/2 LOT 2BLK 1
Legal Subdivision	ORIGINAL TOWN ELDRIDGE
Legal Block	1
Legal Lot Number	1,2
Jurisdiction	SCOTT IA
Township / Civil Division	SHERIDAN
Census Block Group	1
Census Block	1013
Census Tract	10201

Owner

Source: Scott County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	510 N 4TH ST, ELDRIDGE, IA 52748-1137
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Mar 16, 2009	Deed of Trust, Mortgage · FHA Mortgage BNC NATIONAL BANK
Apr 17, 2007	Deed of Trust, Mortgage · FHA Mortgage CONCORD MORTGAGE CO
Apr 5, 2005	Deed of Trust, Mortgage · ARM INTERVALE MORTGAGE CORP
Feb 24, 2025	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Nov 30, 2010	Deed of Trust, Mortgage · FHA Mortgage BNC NATIONAL BANK
Jun 25, 2025	Quit Claim Deed, Transfer Quitclaim
Apr 15, 2025	Warranty Deed, Transfer · USDA Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2025 · Amount on Record
Deed Sale	Apr 15, 2025 · Amount on Record
Deed Document Number	20256619
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	510 N 4TH ST, ELDRIDGE, IA 52748-1137
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000032758
Date	Oct 20, 2020
Instrument	202000032758

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	510 N 4TH ST, ELDRIDGE, IA 52748-1137
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	GOMEZ TITLE AND CLOSING COMPANY, GOMEZ TITLE & CLOSING CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200900007237
Date	Mar 16, 2009
Instrument	2009-00007237

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2039

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	510 N 4TH ST, ELDRIDGE, IA 52748-1137
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	GOMEZ TITLE AND CLOSING COMPANY, GOMEZ TITLE & CLOSING COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200700011029
Date	Apr 17, 2007
Instrument	2007-00011029

Lender

Name	CONCORD MORTGAGE CO
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85260

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2037

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	510 N 4TH ST, ELDRIDGE, IA 52748-1137
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	EXCALIBUR TITLE COMPANY, EXCEL TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200500010210
Date	Apr 5, 2005
Instrument	2005-00010210

Lender

Name	INTERVALE MORTGAGE CORP
Type	Mortgage Company
Address	CRANSTON, RI 02910

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	8.19%
Type Change Date	Apr 1, 2007
Change Frequency	6 Months
Min Rate At Change	8.19%
Max Rate At Change	11.1%
Index	6-Month LIBOR
Max Rate	14.1%

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	510 N 4TH ST, ELDRIDGE, IA 52748-1137
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025003199
Date	Feb 24, 2025
Instrument	2025-003199

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	PO BOX 800, NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 23, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	510 N 4TH ST, ELDRIDGE, IA 52748-1137
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	GOMEZ TITLE AND CLOSING COMPANY, GOMEZ TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201000034452
Date	Nov 30, 2010
Instrument	2010-00034452

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2040

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCOTT IA
Recording Date	Jun 25, 2025
Property Address	510 N 4TH ST, ELDRIDGE, IA 52748-1137
Document Number	2025011947
Instrument Date	Jun 10, 2025
Instrument	2025-011947
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11794 82ND AVE, BLUE GRASS, IA 52726-9359

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Apr 15, 2025
Property Address	510 N 4TH ST, ELDRIDGE, IA 52748-1137
Document Number	2025006619
Instrument Date	Apr 11, 2025
Instrument	2025-006619
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$464.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	510 N 4TH ST, ELDRIDGE, IA 52748-1137

Mortgage

Document Number	2025006620
Date	Apr 15, 2025
Instrument	2025-006620

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	2355 LANDON RD, NORTH LIBERTY, IA 52317

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

Tax Assessment & Valuation

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Municipality	Eldridge City
Unified School District	North Scott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,180.00	$278,600 (+4.23%) Land $65,600 Building $213,000	$278,600 (+4.23%) Land $65,600 Building $213,000
2025	$3,180.00 (+9.05%) Homeowner's exemption	$267,300 (+12.45%) Land $65,600 Building $201,700	$267,300 (+12.45%) Land $65,600 Building $201,700
2024	$2,916.00 (-6.42%)
2023		$237,700 Land $43,700 Building $194,000	$237,700 Land $43,700 Building $194,000
2022	$3,116.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDRIDGE WATER SUPPLY serves 6,726 people · EPA ID IA8230008
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber	8,000 / 8,000
Mediacom Xtream Cable	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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