508 N 4th St, Eldridge, IA 52748 Property Records

Scott County property record for 508 N 4th St, Eldridge, IA 52748

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,318 sqft · built 1956
Lot Size	0.251 acres (10,934 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,266 (2026)
Deeds & Mortgages	Nov 2021 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`931148902012`

Property Details

APN / Parcel Number

Primary APN	`931148902012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,318 sqft Living Area
Basement Area	1,318 sqft
Finished Basement	565 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,934 sqft (0.251 acres)
Lot Dimensions	137 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	102 sqft
Patio Area	312 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	508 N 4TH ST
City	ELDRIDGE
State	IA
Zip	52748-1137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN ELDRIDGE LOT: 002 BLOCK: 001 ORIGINAL TOWN S 80'E 1/2
Legal Subdivision	ORIGINAL TOWN ELDRIDGE
Legal Block	1
Legal Lot Number	2
Jurisdiction	SCOTT IA
Township / Civil Division	SHERIDAN
Census Block Group	1
Census Block	1013
Census Tract	10201

Owner

Source: Scott County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	508 N 4TH ST, ELDRIDGE, IA 52748-1137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed of Trust, Mortgage · Line of Credit CLINTON NATIONAL BANK
Apr 1, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST CENTRAL STATE BANK
Sep 10, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage CLINTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	508 N 4TH ST, ELDRIDGE, IA 52748-1137
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100039827
Date	Nov 19, 2021
Instrument	202100039827

Lender

Name	CLINTON NATIONAL BANK
Type	Bank
Address	CLINTON, IA 52732

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	72 Months
Due	Nov 10, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	508 N 4TH ST, ELDRIDGE, IA 52748-1137
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100011056
Date	Apr 1, 2021
Instrument	202100011056

Lender

Name	FIRST CENTRAL STATE BANK
Type	Bank
Address	ELDRIDGE, IA 52748

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Sep 10, 2019
Property Address	508 N 4TH ST, ELDRIDGE, IA 52748-1137
Document Number	201900023451
Instrument Date	Aug 30, 2019
Instrument	201900023451
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 N 4TH ST, ELDRIDGE, IA 52748-1137

Mortgage

Document Number	201900023453
Date	Sep 10, 2019
Instrument	201900023453

Lender

Name	CLINTON NATIONAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Municipality	Eldridge City
Unified School District	North Scott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,266.00	$285,400 (-) Land $65,700 Building $219,700	$285,400 (-) Land $65,700 Building $219,700
2025	$3,266.00 (+18.08%) Homeowner's exemption	$285,400 (+33.3%) Land $65,700 Building $219,700	$285,400 (+33.3%) Land $65,700 Building $219,700
2024	$2,766.00 (+23.15%)
2023		$214,100 Land $43,800 Building $170,300	$214,100 Land $43,800 Building $170,300
2022	$2,246.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDRIDGE WATER SUPPLY serves 6,726 people · EPA ID IA8230008
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber	8,000 / 8,000
Mediacom Xtream Cable	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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