509 N 4th St, Eldridge, IA 52748 Property Records

Scott County property record for 509 N 4th St, Eldridge, IA 52748

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,024 sqft · built 1948
Lot Size	0.193 acres (8,407 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Sep 2018)
Tax Bill	$2,060 (2026)
Deeds & Mortgages	Sep 2018 Mortgage Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`93114890802`

Property Details

APN / Parcel Number

Primary APN	`93114890802`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,024 sqft Living Area
Basement Area	1,024 sqft
Unfinished Basement	1,024 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,407 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60 ft wide

Exterior Amenities

Porch	Slab
Porch Area	45 sqft
Deck Area	100 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	509 N 4TH ST
City	ELDRIDGE
State	IA
Zip	52748-1136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN ELDRIDGE LOT: 008 BLOCK: 002 ORIGINAL TOWN
Legal Subdivision	ORIGINAL TOWN ELDRIDGE
Legal Block	2
Legal Lot Number	8
Jurisdiction	SCOTT IA
Township / Civil Division	SHERIDAN
Census Block Group	1
Census Block	1014
Census Tract	10201

Owner

509 N 4th St is owned and occupied by an individual who acquired it in October 2021.

Source: Scott County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	509 N 4TH ST, ELDRIDGE, IA 52748-1136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2018	Deed of Trust, Mortgage BROKER SOLUTIONS INC
Apr 28, 2017	Deed of Trust, Mortgage · Commercial Mortgage TWO RIVERS BANK & TRUST
Nov 10, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2018 · Amount on File
Deed Sale	Sep 19, 2018 · Amount on File
Deed Document Number	201824652
Last Transfer Date	Oct 4, 2021
Transfer Doc	0000038804
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	509 N 4TH ST, ELDRIDGE, IA 52748-1136
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800024654
Date	Sep 19, 2018
Instrument	201800024654

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Amount	Amount on Record
Term	352 Months
Due	Jan 1, 2048

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	509 N 4TH ST, ELDRIDGE, IA 52748-1136
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700010544
Date	Apr 28, 2017
Instrument	2017-00010544

Lender

Name	TWO RIVERS BANK & TRUST
Type	Bank
Address	BURLINGTON, IA 52601

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCOTT IA
Recording Date	Nov 10, 2021
Property Address	509 N 4TH ST, ELDRIDGE, IA 52748-1136
Document Number	202100038804
Instrument Date	Oct 4, 2021
Instrument	202100038804
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 N 4TH ST, ELDRIDGE, IA 52748-1136

Tax Assessment & Valuation

The 2026 property tax bill for 509 N 4th St was $2,060 with a homeowner's exemption.

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Municipality	Eldridge City
Unified School District	North Scott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,060.00	$184,100 (-) Land $50,400 Building $133,700	$184,100 (-) Land $50,400 Building $133,700
2025	$2,060.00 (+5.86%) Homeowner's exemption	$184,100 Land $50,400 Building $133,700	$184,100 Land $50,400 Building $133,700
2024	$1,946.00
2023		$162,000 Land $33,600 Building $128,400	$162,000 Land $33,600 Building $128,400
2022	$1,634.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 509 N 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 509 N 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDRIDGE WATER SUPPLY serves 6,726 people · EPA ID IA8230008
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber	8,000 / 8,000
Mediacom Xtream Cable	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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