510 E 54th St, Savannah, GA 31405 Property Records

Chatham County property record for 510 E 54th St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,788 sqft · built 1943
Lot Size	0.145 acres (6,299 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Nov 2023)
Tax Bill	$5,182 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Nov 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2-0086-21-019`

Property Details

APN / Parcel Number

Primary APN	`2-0086-21-019`
Alternative APN	`A220Z553`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,788 sqft Living Area
1st Floor Area	1,788 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1943
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,299 sqft (0.145 acres)
Lot Dimensions	105 ft deep x 60 ft wide
Porch	Slab
Porch Area	368 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	510 E 54TH ST
City	SAVANNAH
State	GA
Zip	31405-3516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOTS 385 AND 386 CHATHAM TERRACE HORNSTEIN WARD
Legal Subdivision	HULL PARK
Legal Lot Number	385
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2035
Census Tract	3000

Owner

510 E 54th St is owned by two individuals who bought it in November 2023.

Source: Chatham County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1233 WILMINGTON ISLAND RD, SAVANNAH, GA 31410-4510
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Nov 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage HESS RANDALL J
Nov 27, 2023	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES
May 22, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER
May 22, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2023 · Amount on File
Deed Sale	Nov 27, 2023 · Amount on File
Prior Sale	May 22, 2020 · Amount on File
Deed Book / Page	3248 / 525
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	510 E 54TH ST, SAVANNAH, GA 31405-3516
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 E 54TH ST, SAVANNAH, GA 31405-3516

Mortgage

Document Number	0031640777
Date	Aug 9, 2023
Book Page	0000003164/0000000777

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jan 1, 2063

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	510 E 54TH ST, SAVANNAH, GA 31405-3516
Transaction Type	Mortgage
Record Updated	Jan 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 E 54TH ST, SAVANNAH, GA 31405-3516

Mortgage

Document Number	0032480551
Date	Nov 27, 2023
Book Page	0000003248/0000000551

Lender

Name	HESS RANDALL J

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Nov 27, 2023
Property Address	510 E 54TH ST, SAVANNAH, GA 31405-3516
Document Number	0032480525
Book / Page	3248 / 525
Instrument Date	Nov 22, 2023
Transaction Type	Transfer
Record Updated	Sep 24, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 E 54TH ST, SAVANNAH, GA 31405-3516

Mortgage

Document Number	0003248528
Date	Nov 27, 2023
Instrument	3248/528

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	350 Months
Due	Jan 1, 2053

Mortgage

Document Number	0032480551
Date	Nov 27, 2023
Book Page	0000003248/0000000551

Lender

Name	HESS RANDALL J

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	510 E 54TH ST, SAVANNAH, GA 31405-3516
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 E 54TH ST, SAVANNAH, GA 31405-3516

Mortgage

Document Number	0000001936/0000000588
Date	May 22, 2020
Book Page	0000001936/0000000588

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	May 22, 2020
Property Address	510 E 54TH ST, SAVANNAH, GA 31405-3516
Document Number	0019360583
Book / Page	1936 / 583
Instrument Date	May 22, 2020
Instrument	2020-004783
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 E 54TH ST, SAVANNAH, GA 31405-3516

Tax Assessment & Valuation

The 2025 property tax bill for 510 E 54th St was $5,182.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,600 (+0.89%) Land $44,000 Building $137,600	$454,000 (+0.89%) Land $110,000 Building $344,000
2025	$5,182.00	$180,000 Land $44,000 Building $136,000	$450,000 Land $110,000 Building $340,000
2023		$165,440 (+6.74%) Land $30,000 Building $135,440	$413,600 (+6.74%) Land $75,000 Building $338,600
2022	$6,417.00	$155,000 Land $30,000 Building $125,000	$387,500 Land $75,000 Building $312,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 510 E 54th St in Zone X, an area of minimal flood risk, though there have been 215 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 87 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	87 in force
Nearby Flood Claims	215 (1979–2024)
Claims Outside the SFHA	209 of 215
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 510 E 54th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ClearWave.

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