516 E 54th St, Savannah, GA 31405 Property Records

Chatham County property record for 516 E 54th St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,629 sqft · built 1943
Lot Size	0.145 acres (6,299 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Aug 2019)
Tax Bill	$2,215 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-0086-21-016`

Property Details

APN / Parcel Number

Primary APN	`2-0086-21-016`
Alternative APN	`D272U188`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,629 sqft Living Area
1st Floor Area	1,629 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,299 sqft (0.145 acres)
Lot Dimensions	105 ft deep x 60 ft wide

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	196 sqft
Patio Area	196 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	516 E 54TH ST
City	SAVANNAH
State	GA
Zip	31405-3516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOTS 379 AND 380 CHATHAM TERRACE HORNSTEIN WARD
Legal Subdivision	CHATHAM TERRACE
Legal Lot Number	379
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2035
Census Tract	3000

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	516 E 54TH ST, SAVANNAH, GA 31405-3516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Jul 16, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Aug 9, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage CERTAINTY HOME LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2019 · Amount on Record
Deed Sale	Aug 9, 2019 · Amount on Record
Prior Sale	Jul 31, 2015 · Amount on Record
Deed Document Number	20198309
Deed Book / Page	1691 / 161
Prior Transfer Date	May 7, 2013
Prior Transfer Doc	00388A0159
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	516 E 54TH ST, SAVANNAH, GA 31405-3516
Transaction Type	Mortgage
Record Updated	Nov 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 E 54TH ST, SAVANNAH, GA 31405-3516

Mortgage

Document Number	0000002581/0000000519
Date	Oct 22, 2021
Book Page	0000002581/0000000519

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jan 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	516 E 54TH ST, SAVANNAH, GA 31405-3516
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 E 54TH ST, SAVANNAH, GA 31405-3516

Mortgage

Document Number	0000001989/0000000787
Date	Jul 16, 2020
Book Page	0000001989/0000000787
Instrument	032444930019

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Aug 9, 2019
Property Address	516 E 54TH ST, SAVANNAH, GA 31405-3516
Document Number	0016910161
Book / Page	1691 / 161
Instrument Date	Aug 9, 2019
Instrument	2019-008309
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 E 54TH ST, SAVANNAH, GA 31405-3516

Mortgage

Document Number	0000001691/0000000163
Date	Aug 9, 2019
Book Page	0000001691/0000000163

Lender

Name	CERTAINTY HOME LOANS

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,880 (+0.35%) Land $44,000 Building $83,880	$319,700 (+0.35%) Land $110,000 Building $209,700
2025	$2,215.00 (-26.02%)	$127,440 (+34.54%) Land $44,000 Building $83,440	$318,600 (+34.54%) Land $110,000 Building $208,600
2023		$94,720 (+7.34%) Land $30,000 Building $64,720	$236,800 (+7.34%) Land $75,000 Building $161,800
2022	$2,994.00	$88,240 Land $30,000 Building $58,240	$220,600 Land $75,000 Building $145,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 87 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	87 in force
Nearby Flood Claims	215 (1979–2024)
Claims Outside the SFHA	209 of 215
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ClearWave.

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