425 E 54th St, Savannah, GA 31405 Property Records

Chatham County property record for 425 E 54th St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,337 sqft · built 1937
Lot Size	0.198 acres (8,625 sqft)
Owner	Individual Name on Record
Last Sale	$415,800 (Jun 2019)
Tax Bill	$5,278 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-0086-25-009`

Property Details

APN / Parcel Number

Primary APN	`2-0086-25-009`
Alternative APN	`W215D207`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,337 sqft Living Area
1st Floor Area	2,345 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1995
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Type	Gable
Roof Material	Metal
Lot Area	8,625 sqft (0.198 acres)
Garage Type	Mixed
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	220 sqft
Deck Area	300 sqft
Patio Area	200 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	425 E 54TH ST
City	SAVANNAH
State	GA
Zip	31405-3513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	91 92 THORPE WD
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	4
Census Block	4001
Census Tract	2900

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	425 E 54TH ST, SAVANNAH, GA 31405-3513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE
Jun 5, 2019	Warranty Deed, Transfer · Conventional Mortgage CERTAINTY HOME LOANS
Apr 27, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage QUEENSBOROUGH NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2019 · Amount on Record
Deed Sale	Jun 5, 2019 · Amount on Record
Prior Sale	Apr 27, 2018 · Amount on Record
Deed Document Number	20195831
Deed Book / Page	1638 / 645
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	425 E 54TH ST, SAVANNAH, GA 31405-3513
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 E 54TH ST, SAVANNAH, GA 31405-3513

Mortgage

Document Number	0000002060/0000000310
Date	Sep 14, 2020
Book Page	0000002060/0000000310

Lender

Name	BETTER MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jun 5, 2019
Property Address	425 E 54TH ST, SAVANNAH, GA 31405-3513
Document Number	0016380645
Book / Page	1638 / 645
Instrument Date	Jun 5, 2019
Instrument	2019-005831
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 E 54TH ST, SAVANNAH, GA 31405-3513

Mortgage

Document Number	0000001638/0000000677
Date	Jun 6, 2019
Book Page	0000001638/0000000677
Instrument	031723890019

Lender

Name	CERTAINTY HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Apr 27, 2018
Property Address	425 E 54TH ST, SAVANNAH, GA 31405-3513
Document Number	0013340369
Book / Page	1334 / 369
Instrument Date	Apr 27, 2018
Instrument	2018-003809
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 E 45TH ST, SAVANNAH, GA 31405-2328

Mortgage

Document Number	1334/372
Date	Apr 30, 2018
Book Page	1334/372
Instrument	30994070009

Lender

Name	QUEENSBOROUGH NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 1, 2019

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$327,400 (+2.26%) Land $44,000 Building $283,400	$818,500 (+2.26%) Land $110,000 Building $708,500
2025	$5,278.00 (-25.25%) Homeowner's exemption	$320,160 (+33%) Land $44,000 Building $276,160	$800,400 (+33%) Land $110,000 Building $690,400
2023		$240,720 (+9.06%) Land $30,000 Building $210,720	$601,800 (+9.06%) Land $75,000 Building $526,800
2022	$7,061.00	$220,720 Land $30,000 Building $190,720	$551,800 Land $75,000 Building $476,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	91 (1981–2024)
Claims Outside the SFHA	73 of 91
Most Recent Claim	Nov 2024 · river or lake flooding
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ClearWave.

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