Whatcom County property record for 510 13th St, Bellingham, WA 98225
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,148 sqft · built 1929 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $771,910 (Oct 2026) |
| Tax Bill | $6,993 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Oct 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 370201-145464-0000 |
| Primary APN | 370201-145464-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,148 sqft Living Area |
| Gross Area | 1,744 sqft |
| 1st Floor Area | 596 sqft |
| Basement Area | 596 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Siding Sheathing |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 3,049 sqft (0.07 acres) |
| Porch | Concrete/Metal Slab |
| Porch Area | 25 sqft |
| Deck Area | 8 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 15982 |
|---|---|
| Street Address | 510 13TH ST |
| City | BELLINGHAM |
| State | WA |
| Zip | 98225-6103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS7.2 |
| Legal Description | TOWN OF BELLINGHAM S 2 FT OF LOT 17-LOT 18-N 11 FT OF LOT 19 BLK 16 |
| Legal Range | 02 |
| Legal Township | 37 |
| Legal Section | 01 |
| Legal Subdivision | TOWN OF BELLINGHAM |
| Legal Block | 16 |
| Legal Lot Number | 17 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 1102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the South Hill Historic District listed 2010 · 498 contributing resources · NRIS 09001296 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Whatcom County records, as of October 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 510 13TH ST, BELLINGHAM, WA 98225-6103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Oct 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage SAMMAMISH MORTGAGE |
| Oct 23, 2020 | Deed of Trust, Mortgage · Line of Credit WHATCOM EDUCATIONAL CU |
| May 31, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WHATCOM EDUCATIONAL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2026 · Amount on Record |
| Deed Sale | Oct 15, 2026 · Amount on Record |
| Deed Document Number | 2026101105 |
| Prior Transfer Date | Apr 10, 2003 |
| Prior Transfer Doc | 0000403906 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Oct 15, 2026 |
| Property Address | 510 13TH ST, BELLINGHAM, WA 98225-6103 |
| Document Number | 0000001105 |
| Instrument Date | Oct 7, 2026 |
| Instrument | 2026101105 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2026 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,388,245.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 510 13TH ST, BELLINGHAM, WA 98225-6103 |
| Document Number | 0000001106, |
|---|---|
| Date | Oct 15, 2026 |
| Instrument | 2026101106 |
| Name | SAMMAMISH MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 510 13TH ST, BELLINGHAM, WA 98225-6103 |
| Document Number | 2201005119 |
| Instrument Date | Oct 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2020 |
| Title Company | CHICAGO TITLE BELLINGHAM |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 510 13TH ST BELLINGHAM WA 982256103, BELLINGHAM, WA 98225-6103 |
| Document Number | 2201005119 |
|---|---|
| Date | Oct 28, 2020 |
| Instrument | 1005119 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227-9750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 27, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 510 13TH ST, BELLINGHAM, WA 98225-6103 |
| Document Number | 2180600573 |
| Instrument Date | May 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2018 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 510 13TH ST BELLINGHAM WA 982256103, BELLINGHAM, WA 98225-6103 |
| Document Number | 2180600573 |
|---|---|
| Date | Jun 6, 2018 |
| Instrument | 600573 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227-9750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 5, 2048 |
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| Municipality | Bellingham City |
| County | Whatcom County |
| Unified School District | Bellingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,993.00 (+29.84%) | $822,827 (+9.25%) Land $544,050 Building $278,777 | $822,827 (+9.25%) Land $544,050 Building $278,777 |
| 2022 | $753,182 Land $521,220 Building $231,962 | $753,182 Land $521,220 Building $231,962 | |
| 2021 | $5,386.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 3,000 / 3,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures