Whatcom County property record for 421 13th St, Bellingham, WA 98225
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,593 sqft · built 2015 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $11,769 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 370201-167484-0000 |
| Primary APN | 370201-167484-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,593 sqft Living Area |
| Gross Area | 2,716 sqft |
| 1st Floor Area | 1,459 sqft |
| Basement Area | 1,134 sqft |
| Finished Basement | 1,134 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Combination |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Carport |
| Garage Area | 440 sqft |
| Carport | Carport |
| Carport Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Concrete/Masonry Porch |
| Deck Area | 132 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 16128 |
|---|---|
| Street Address | 421 13TH ST |
| City | BELLINGHAM |
| State | WA |
| Zip | 98225-6101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS7.2 |
| Legal Description | LOT B ENGLISH II LLA AS REC AF 1980704097 |
| Legal Range | 02 |
| Legal Township | 37 |
| Legal Section | 01 |
| Legal Subdivision | ENGLISH II LLA |
| Legal Block | 1 |
| Legal Lot Number | B |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 1102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the South Hill Historic District listed 2010 · 498 contributing resources · NRIS 09001296 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Whatcom County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 421 13TH ST, BELLINGHAM, WA 98225-6101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
| Date | Document |
|---|---|
| Jul 9, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage GULF COAST BANK & TRUST CO |
| Mar 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GULF COAST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 13, 2024 |
| Transfer Doc | 0000001050 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jul 9, 2021 |
| Property Address | 421 13TH ST, BELLINGHAM, WA 98225-6101 |
| Document Number | 20210701237 |
| Map Reference | AF 1980704097 |
| Instrument Date | Jul 7, 2021 |
| Instrument | 2021-0701237 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2021 |
| Title Company | WHATCOM LAND TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 810 N ALEXANDER ST, NEW ORLEANS, LA 70119-3602 |
| Document Number | 20210701238 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | 2021-0701238 |
| Name | GULF COAST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 421 13TH ST, BELLINGHAM, WA 98225-6101 |
| Document Number | 2170400172 |
| Instrument Date | Mar 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 421 13TH ST BELLINGHAM WA 982256101, BELLINGHAM, WA 98225-6101 |
| Document Number | 2170400172 |
|---|---|
| Date | Apr 4, 2017 |
| Instrument | 400172 |
| Name | GULF COAST BK |
|---|---|
| Type | Bank |
| Address | BATON ROUGE, LA 70806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 3, 2047 |
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| Municipality | Bellingham City |
| County | Whatcom County |
| Unified School District | Bellingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,769.00 (+29.77%) | $1,259,787 (-0.65%) Land $604,500 Building $655,287 | $1,259,787 (-0.65%) Land $604,500 Building $655,287 |
| 2022 | $1,268,039 Land $610,572 Building $657,467 | $1,268,039 Land $610,572 Building $657,467 | |
| 2021 | $9,069.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 3,000 / 3,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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