Whatcom County property record for 518 13th St, Bellingham, WA 98225
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 944 sqft · built 1920 |
| Lot Size | 0.089 acres (3,920 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,340 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 45730 |
| Primary APN | 45730 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 944 sqft Living Area |
| 1st Floor Area | 944 sqft |
| 2nd Floor Area | 324 sqft |
| Basement Area | 468 sqft |
| Unfinished Basement | 468 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 3,920 sqft (0.089 acres) |
| Porch | Porch |
| Porch Area | 144 sqft |
| Deck Area | 522 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 45730 |
|---|---|
| Street Address | 518 13TH ST |
| City | BELLINGHAM |
| State | WA |
| Zip | 98225-6103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS7.2 |
| Legal Description | TOWN OF BELLINGHAM S 16 FT OF LOT 21-LOT 22 BLK 16 |
| Legal Range | 02 |
| Legal Township | 37 |
| Legal Section | 01 |
| Legal Subdivision | TOWN OF BELLINGHAM |
| Legal Block | 16 |
| Legal Lot Number | 21 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 1102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the South Hill Historic District listed 2010 · 498 contributing resources · NRIS 09001296 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3615 18TH ST, BELLINGHAM, WA 98229-9348 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 1999 |
| Deed Sale | May 14, 1999 |
| Deed Document Number | 1990501711 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 518 13TH ST, BELLINGHAM, WA 98225-6103 |
| Document Number | 2200604955 |
| Instrument Date | Jun 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Estate |
| Document Number | 2200604955 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 604955 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 9750, BELLINGHAM, WA 98227-9750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 29, 2050 |
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| Municipality | Bellingham City |
| County | Whatcom County |
| Unified School District | Bellingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,340.00 (+35.3%) | $897,551 (+18.31%) Land $604,500 Building $293,051 | $897,551 (+18.31%) Land $604,500 Building $293,051 |
| 2022 | $758,651 Land $521,220 Building $237,431 | $758,651 Land $521,220 Building $237,431 | |
| 2021 | $5,425.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 3,000 / 3,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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