51 Vineyard Ln, Cape Neddick, ME 03902 Property Records

York County and York Town property record for 51 Vineyard Ln, Cape Neddick, ME 03902

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,232 sqft · built 2018
Lot Size	2.12 acres (92,347 sqft)
Owner	2 Individual Names on Record
Last Sale	$241,300 (Nov 2019)
Tax Bill	$4,786 (2025)
Deeds & Mortgages	May 2020 Refinance Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0097-0049-F`

Property Details

APN / Parcel Number

Primary APN	`0097-0049-F`
Alternative APNs	`YORK M:0097 B:0049-F` `97-0049-F`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,232 sqft Living Area
Gross Area	2,604 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	92,347 sqft (2.12 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	97-0049-F
Street Address	51 VINEYARD LN
City	CAPE NEDDICK
State	ME
Zip	03902-7272
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	49-F
Jurisdiction	YORK ME
Township / Civil Division	YORK
Census Block Group	3
Census Block	3014
Census Tract	36004

Owner

Source: York County and York Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	51 VINEYARD LN, CAPE NEDDICK, ME 03902-7272
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance KENNEBUNK SAVINGS BANK
Nov 18, 2019	Deed of Trust, Mortgage GORHAM SVGS BK
Nov 22, 2019	Warranty Deed, Transfer · Stand-Alone Refinance GORHAM SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2019 · Amount on Record
Deed Sale	Nov 22, 2019 · Amount on Record
Deed Document Number	20192019050510
Deed Book / Page	18105 / 504
Prior Transfer Date	Nov 18, 2019
Prior Transfer Doc	0181050504
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	51 VINEYARD LN, CAPE NEDDICK, ME 03902-7272
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0182440455
Date	May 14, 2020
Book Page	18244/455
Instrument	2020020183

Lender

Name	KENNEBUNK SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2040

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	51 VINEYARD LN, CAPE NEDDICK, ME 03902-7272
Document Number	0181050506
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	51 VINEYARD LN CAPE NEDDICK ME 039027272, CAPE NEDDICK, ME 03902-7272

Mortgage

Document Number	0181050506
Date	Nov 22, 2019
Book Page	018105/000506
Instrument	50511

Lender

Name	GORHAM SVGS BK
Type	Federal Savings Bank
Address	GORHAM, ME 04038

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Nov 21, 2039

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK ME
Recording Date	Nov 22, 2019
Property Address	51 VINEYARD LN, CAPE NEDDICK, ME 03902-7272
Document Number	0181050504
Book / Page	18105 / 504
Instrument Date	Nov 18, 2019
Instrument	2019050510
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 VINEYARD LN, CAPE NEDDICK, ME 03902-7272

Mortgage

Document Number	2019050511
Date	Nov 22, 2019
Instrument	2019050511

Lender

Name	GORHAM SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County and York Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	York Town
Unified School District	York (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,786.00 (+19%)	$580,100 (+21.16%) Land $289,600 Building $290,500
2024	$4,022.00 (-1.03%)	$478,800 (-0.44%) Land $289,600 Building $189,200
2023	$4,064.00 (+12.83%)	$480,900 (+14.15%) Land $289,600 Building $191,300	$612,085
2022	$3,602.00	$421,300 Land $245,000 Building $176,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	144 units insured incl. 95 condo units
Nearby Flood Claims	6 (2007–2024)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Feb 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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