38 Vineyard Ln, Cape Neddick, ME 03902 Property Records

York County and York Town property record for 38 Vineyard Ln, Cape Neddick, ME 03902

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,066 sqft · built 2002
Lot Size	4.23 acres (184,259 sqft)
Owner	2 Company Names on Record
Last Sale	$740,600 (Jun 2023)
Tax Bill	$6,287 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:097 B:044-F`

Property Details

APN / Parcel Number

Primary APN	`M:097 B:044-F`
Alternative APNs	`YORK M:0097 B:0044-F` `004953` `4953`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,066 sqft Living Area
Gross Area	4,050 sqft
1st Floor Area	1,260 sqft
Attic	Attic
Attic Area	252 sqft
Basement Area	1,260 sqft
Unfinished Basement	1,260 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	184,259 sqft (4.23 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4953
Street Address	38 VINEYARD LN
City	CAPE NEDDICK
State	ME
Zip	03902-7272
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	44-F
Jurisdiction	YORK ME
Township / Civil Division	YORK
Census Block Group	4
Census Block	4007
Census Tract	36002

Owner

Source: York County and York Town records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	58 BANKS ST, CAMBRIDGE, MA 02138-6013
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Fiduciary Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA
Aug 27, 2021	Deed, Transfer · Stand-Alone First Mortgage CMG MORTGAGE INC
Feb 7, 2019	Quit Claim Deed, Transfer Quitclaim
Jan 31, 2017	Warranty Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2023 · Amount on Record
Deed Sale	Jun 21, 2023 · Amount on Record
Prior Sale	Aug 27, 2021 · Amount on Record
Deed Document Number	202316947
Deed Book / Page	19259 / 393
Prior Transfer Date	Aug 26, 2021
Prior Transfer Doc	0187830514
Record Updated	Sep 20, 2026

June 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	YORK ME
Recording Date	Jun 21, 2023
Property Address	38 VINEYARD LN, CAPE NEDDICK, ME 03902-7272
Document Number	0192590393
Book / Page	19259 / 393
Instrument Date	Jun 20, 2023
Instrument	2023016947
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 BANKS ST, CAMBRIDGE, MA 02138-6013

Mortgage

Document Number	2023016948
Date	Jun 21, 2023
Instrument	2023016948

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK ME
Recording Date	Aug 27, 2021
Property Address	38 VINEYARD LN, CAPE NEDDICK, ME 03902-7272
Document Number	0187830514
Book / Page	18783 / 514
Instrument Date	Aug 26, 2021
Instrument	2021050540
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10290 AVENIDA DE LA CANTINA, SAN DIEGO, CA 92129-2901

Mortgage

Document Number	2021050543
Date	Aug 27, 2021
Instrument	2021050543

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YORK ME
Recording Date	Feb 7, 2019
Property Address	38 VINEYARD LN, CAPE NEDDICK, ME 03902-7272
Document Number	0178910055
Book / Page	017891 / 000055
Instrument Date	Jan 26, 2019
Instrument	4365
Transaction Type	Transfer
Record Updated	Feb 26, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	10290 AVENIDA DE LA CANTINA SAN DIEGO CA 921292901, SAN DIEGO, CA 92129-2901

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK ME
Recording Date	Jan 31, 2017
Property Address	38 VINEYARD LN, CAPE NEDDICK, ME 03902-7272
Document Number	0174130801
Book / Page	017413 / 000801
Instrument Date	Jan 27, 2017
Instrument	4379
Transaction Type	Transfer
Record Updated	Feb 16, 2017
Title Company	RED DOOR TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10290 AVENIDA DE LA CANTINA SAN DIEGO CA 921292901, SAN DIEGO, CA 92129-2901

Mortgage

Document Number	174130813
Date	Jan 31, 2017
Book Page	017413/000813
Instrument	4384

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2047

Tax Assessment & Valuation

Source: York County and York Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	York Town
Unified School District	York (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,287.00 (+4.45%)	$762,100 (+6.36%) Land $317,000 Building $445,100
2024	$6,019.00 (+0.58%)	$716,500 (+1.17%) Land $317,000 Building $399,500
2023	$5,984.00 (+8.84%)	$708,200 (+10.14%) Land $317,000 Building $391,200	$728,175
2022	$5,498.00	$643,000 Land $268,200 Building $374,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	6 (2006–2023)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Feb 2023 · other causes
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Vineyard Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures