49 Vineyard Ln, Cape Neddick, ME 03902 Property Records

York County and York Town property record for 49 Vineyard Ln, Cape Neddick, ME 03902

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,078 sqft · built 2018
Lot Size	2.75 acres (119,790 sqft)
Owner	2 Individual Names on Record
Last Sale	$656,300 (Apr 2021)
Tax Bill	$10,958 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0097-0049-D`

Property Details

APN / Parcel Number

Primary APN	`0097-0049-D`
Alternative APNs	`YORK M:0097 B:0049-D` `97-0049-D`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,078 sqft Living Area
Gross Area	7,004 sqft
1st Floor Area	2,020 sqft
Basement Area	1,404 sqft
Unfinished Basement	1,404 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	119,790 sqft (2.75 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	97-0049-D
Street Address	49 VINEYARD LN
City	CAPE NEDDICK
State	ME
Zip	03902-7272
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	49-D
Jurisdiction	YORK ME
Township / Civil Division	YORK
Census Block Group	3
Census Block	3014
Census Tract	36004

Owner

Source: York County and York Town records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	206 BANK BARN LN, LANCASTER, PA 17602-1577
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage NBKC BANK
Jan 13, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage PENNYMAC LOAN SERVICES LLC
Feb 14, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 11, 2020	Other, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
May 28, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 1, 2018	Intrafamily Transfer, Transfer BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2021 · Amount on Record
Deed Sale	Apr 1, 2021 · Amount on Record
Prior Sale	Jan 13, 2021 · Amount on Record
Deed Document Number	202118750
Deed Book / Page	18613 / 500
Transfer Doc	0176540002
Record Updated	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK ME
Recording Date	Apr 1, 2021
Property Address	49 VINEYARD LN, CAPE NEDDICK, ME 03902-7272
Document Number	0186130500
Book / Page	18613 / 500
Instrument Date	Mar 31, 2021
Instrument	2021018750
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	206 BANK BARN LN, LANCASTER, PA 17602-1577

Mortgage

Document Number	2021018751
Date	Apr 1, 2021
Instrument	2021018751

Lender

Name	NBKC BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YORK ME
Recording Date	Jan 13, 2021
Property Address	49 VINEYARD LN, CAPE NEDDICK, ME 03902-7272
Document Number	0185230021
Book / Page	18523 / 21
Instrument Date	Oct 30, 2020
Instrument	2021002434
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	49 VINEYARD LN, CAPE NEDDICK, ME 03902-7272

Mortgage

Document Number	2021002435
Date	Jan 13, 2021
Instrument	2021002435

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YORK ME
Recording Date	Feb 14, 2020
Property Address	49 VINEYARD LN, CAPE NEDDICK, ME 03902-7272
Document Number	0181720053
Book / Page	018172 / 000053
Instrument Date	Feb 14, 2020
Instrument	7431
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	PO BOX 535 CAPE NEDDICK ME 039020535, CAPE NEDDICK, ME 03902-0535

February 2020: Other, Transfer

Document Type	Other
Jurisdiction	YORK ME
Recording Date	Feb 11, 2020
Property Address	49 VINEYARD LN, CAPE NEDDICK, ME 03902-7272
Document Number	0181680469
Book / Page	18168 / 469
Instrument Date	Jan 30, 2020
Instrument	2020006820
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	271 ESSEX ST, BANGOR, ME 04401-4001

Mortgage

Document Number	2020006821
Date	Feb 11, 2020
Instrument	2020006821

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YORK ME
Recording Date	May 28, 2019
Property Address	49 VINEYARD LN, CAPE NEDDICK, ME 03902-7272
Document Number	0179570931
Book / Page	017957 / 000931
Instrument Date	May 23, 2019
Instrument	18735
Transaction Type	Transfer
Record Updated	Jun 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 535 CAPE NEDDICK ME 039020535, CAPE NEDDICK, ME 03902-0535

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YORK ME
Recording Date	Feb 1, 2018
Property Address	49 VINEYARD LN, CAPE NEDDICK, ME 03902-7272
Document Number	0176540002
Book / Page	17654 / 0002
Instrument	2018004250
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018004251
Date	Feb 1, 2018
Instrument	2018004251

Lender

Name	BANGOR SAVINGS BANK

Agreement

Amount	Amount Recorded
Term	372 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: York County and York Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	York Town
Unified School District	York (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,958.00 (+7.43%)	$1,328,300 (+9.39%) Land $297,800 Building $1,030,500
2024	$10,200.00 (+0.11%)	$1,214,300 (+0.7%) Land $297,800 Building $916,500
2023	$10,189.00 (+28.29%)	$1,205,800 (+29.81%) Land $297,800 Building $908,000	$1,085,090
2022	$7,942.00	$928,900 Land $252,000 Building $676,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	144 units insured incl. 95 condo units
Nearby Flood Claims	6 (2007–2024)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Feb 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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