51 Valley Dr, Westerly, RI 02891 Property Records

Westerly Town property record for 51 Valley Dr, Westerly, RI 02891

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,188 sqft · built 2002
Lot Size0.47 acres (20,487 sqft)
OwnerIndividual Name on Record
Tax Bill$5,781 (2025)
Deeds & MortgagesSep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNWEST M:131 B:63

Property Details

APN / Parcel Number

Primary APNWEST M:131 B:63
Alternative APNs
  • M:131 B:63 L
  • 18125400

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,188 sqft Living Area
Gross Area5,338 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,487 sqft (0.47 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number18125400
Street Address51 VALLEY DR
CityWESTERLY
StateRI
Zip02891-3911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block63
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group3
Census Block3052
Census Tract50902

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 377, WESTERLY, RI 02891-0377
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address51 VALLEY DR, WESTERLY, RI 02891-3911
Document Number2017-7757
Book / Page002017 / 017757
Instrument DateSep 29, 2017
Transaction TypeMortgage
Record UpdatedOct 24, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address51 VALLEY DR WESTERLY RI 028913911, WESTERLY, RI 02891-3911

Mortgage

Document Number2017-7757
DateOct 4, 2017
Book Page002017/017757
Instrument4386
Lender
NameSAVINGS INSTITUTE
TypeFederal Savings Bank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 3, 2032

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,781.00 (+2.92%)$813,100 (+39.25%) Land $267,600 Building $545,500$1,034,512
2023$5,617.00 (+0.63%)$583,900 (-) Land $172,000 Building $411,900
2022$5,582.00$583,900 Land $172,000 Building $411,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims2 (2009–2010)
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERLY WATER DEPARTMENT
serves 35,298 people · EPA ID RI1559512
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber
980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Valley Dr

Nearby Streets

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